Best 5-year principal and interest investor home loans

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Best 5-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.

Ranking	Product	Advertised Rate	Comparison Rate*	Company	Monthly Repayment	Features	Real Time Rating™
1 7 position up today	Mortgage Plus	2.69% Fixed - 5 years	3.26%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.32 / 5
2 1 position down today	Fixed Rate Home Loan Cashback $3,000 cashback when you refinance your home loan to BOQ ~ Ends in about 1 month	2.74% Fixed - 5 years	3.52%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.89 / 5
3 1 position down today	Home Package Plus Cashback Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan.~ Ends in about 2 months	2.84% Fixed - 5 years	3.43%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.61 / 5
4 1 position down today	Advantage Package	2.84% Fixed - 5 years	4.10%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	2.66 / 5
5 1 position down today	Premier	2.69% Fixed - 5 years	3.41%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.42 / 5
6 1 position down today	Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 3 months	3.09% Fixed - 5 years	3.87%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	2.80 / 5
7 1 position down today	Reward Me Fixed Rate Investment Loan Cashback $3000 cashback when you refinance. Minimum loan size $300k, LVR up to 80%~ Ends in about 1 month	2.99% Fixed - 5 years	3.36%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.61 / 5
8 1 position down today	5 Year Fixed (Investor Principal & Interest)	2.74% Fixed - 5 years	2.83%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.29 / 5
9 3 position down today	Premium Home Loan Package	2.94% Fixed - 5 years	3.71%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.54 / 5
10 3 position up today	Fixed Rate Cashback $2000 cashback	2.95% Fixed - 5 years	3.99%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	2.38 / 5
11 4 position down today	Offset Home Loan	2.94% Fixed - 5 years	3.12%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	2.43 / 5
12 23 position up today	SmartFix Loan	2.94% Fixed - 5 years	3.22%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 89.9999% Extra Repayments Interest Only Owner Occupied	2.39 / 5
13 9 position up today	Fixed Rate Home Loan	2.89% Fixed - 5 years	3.13%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.23 / 5
14 1 position down today	Fixed Rate Cashback $2,000 cashback for First Home Buyers with Lender's Mortgage Insurance.~ Ends in 4 months	3.09% Fixed - 5 years	4.39%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.49 / 5
15 1 position down today	Choices Home Loan Package (QLD only)	2.84% Fixed - 5 years	4.18%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.18 / 5
16 1 position down today	Fixed Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more, received by 30 September 2020 and settled by 30 November 2020. T&Cs apply.~ Ends in about 1 month	2.94% Fixed - 5 years	3.07%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.20 / 5
17 1 position down today	Advantage Package Cashback Refinance Cashback offer - $4,000 cashback per property refinanced~ Ends in 3 months	3.19% Fixed - 5 years	3.98%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	2.45 / 5
18 1 position down today	Well Balanced	2.99% Fixed - 5 years	2.92%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.20 / 5
19 2 position down today	Yard Investor Loan	3.00% Fixed - 5 years	3.04%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.23 / 5
20 1 position down today	Premier Advantage Package Cashback Upto $3,000 refinance cashback for new Owner Occupier and Principal & Interest repayments and Investment Loans. Min loan size $250k, LVR < 80%~ Ends in 3 months	3.09% Fixed - 5 years	3.94%	Compare	$1.3k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.28 / 5

Data last updated on 23 Oct 2020

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