Best 5-year principal and interest investor home loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.

Ranking
1
7 position up today
Advertised Rate

2.59%

Fixed - 5 years

Comparison Rate*

3.22%

Company
Citi
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Ranking
2
1 position up today
Advertised Rate

2.55%

Fixed - 5 years

Comparison Rate*

3.68%

Company
Firefighters Mutual Bank
Repayment

$1,193

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.76

/ 5
Ranking
3
1 position down today
Advertised Rate

2.55%

Fixed - 5 years

Comparison Rate*

3.68%

Company
Health Professionals Bank
Repayment

$1,193

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.76

/ 5
Ranking
4
1 position down today
Advertised Rate

2.49%

Fixed - 5 years

Comparison Rate*

3.43%

Company
Greater Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.66

/ 5
Ranking
5
1 position down today
Product
Advertised Rate

2.59%

Fixed - 5 years

Comparison Rate*

3.18%

Company
Endeavour Mutual Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.74

/ 5
Ranking
6
1 position up today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.71%

Company
St.George Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.78

/ 5
Ranking
7
1 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.72%

Company
Bank of Melbourne
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.78

/ 5
Ranking
8
3 position down today
Advertised Rate

2.57%

Fixed - 5 years

Comparison Rate*

2.37%

Company
Freedom Lend
Repayment

$1,196

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.58

/ 5
Ranking
9
3 position down today
Advertised Rate

2.59%

Fixed - 5 years

Comparison Rate*

3.18%

Company
Sydney Mutual Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.64

/ 5
Ranking
10
9 position up today
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.34%

Company
RAMS
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.67

/ 5
Ranking
11
14 position up today
Advertised Rate

2.49%

Fixed - 5 years

Comparison Rate*

2.67%

Company
UBank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.16

/ 5
Ranking
12
11 position up today
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.81%

Company
BankSA
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.57

/ 5
Ranking
13
6 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.81%

Company
Newcastle Permanent
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.44

/ 5
Ranking
14
1 position up today
Advertised Rate

2.55%

Fixed - 5 years

Comparison Rate*

3.68%

Company
UniBank
Repayment

$1,193

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.17

/ 5
Ranking
15
1 position down today
Advertised Rate

2.55%

Fixed - 5 years

Comparison Rate*

3.68%

Company
Teachers Mutual Bank
Repayment

$1,193

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.17

/ 5
Ranking
16
2 position down today
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.82%

Company
Westpac
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.42

/ 5
Ranking
17
6 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.13%

Company
Adelaide Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.30

/ 5
Ranking
18
6 position down today
Advertised Rate

2.59%

Fixed - 5 years

Comparison Rate*

4.09%

Company
RACQ Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.13

/ 5
Ranking
19
6 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.02%

Company
Macquarie Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.23

/ 5
Ranking
20
9 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

2.95%

Company
Virgin Money
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.01

/ 5