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Best variable home loans over $1 million

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking
1
2 position up today
Advertised Rate

1.94

% p.a

Variable

Comparison Rate*

1.94

% p.a

Company
Repayment

$1,263

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.77

/ 5
Ranking
2
1 position down today
Advertised Rate

1.95

% p.a

Variable

Comparison Rate*

1.99

% p.a

Company
Repayment

$1,264

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.65

/ 5
Ranking
3
1 position down today
Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

2.04

% p.a

Company
Repayment

$1,256

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.58

/ 5
Ranking
4
40 position up today
Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

1.93

% p.a

Company
Repayment

$1,256

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.33

/ 5
Ranking
5
1 position down today
Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.11

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.43

/ 5
Ranking
6
1 position down today
Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.12

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.24

/ 5
Ranking
7
1 position down today
Advertised Rate

2.08

% p.a

Variable

Comparison Rate*

2.36

% p.a

Company
Repayment

$1,283

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.21

/ 5
Ranking
8
1 position down today
Advertised Rate

2.14

% p.a

Variable

Comparison Rate*

2.14

% p.a

Company
Repayment

$1,292

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.34

/ 5
Ranking
9
1 position down today
Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.26

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.10

/ 5
Ranking
10
1 position down today
Advertised Rate

2.19

% p.a

Variable

Comparison Rate*

2.25

% p.a

Company
Repayment

$1,299

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.01

/ 5
Ranking
11
11 position up today
Advertised Rate

2.24

% p.a

Variable

Comparison Rate*

2.52

% p.a

Company
Repayment

$1,307

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.73

/ 5
Ranking
12
1 position down today
Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.31

% p.a

Company
Repayment

$1,314

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.87

/ 5
Ranking
13
12 position up today
Advertised Rate

2.15

% p.a

Intro 36 months

Comparison Rate*

2.81

% p.a

Company
Repayment

$1,343

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.68

/ 5
Ranking
14
1 position down today
Advertised Rate

2.24

% p.a

Variable

Comparison Rate*

2.26

% p.a

Company
Repayment

$1,307

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.72

/ 5
Ranking
15
1 position down today
Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.47

% p.a

Company
Repayment

$1,314

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.67

/ 5
Ranking
16
1 position down today
Advertised Rate

2.38

% p.a

Variable

Comparison Rate*

2.84

% p.a

Company
Repayment

$1,328

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.95

/ 5
Ranking
17
1 position down today
Advertised Rate

2.34

% p.a

Variable

Comparison Rate*

2.34

% p.a

Company
Repayment

$1,322

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.77

/ 5
Ranking
18
1 position down today
Advertised Rate

2.34

% p.a

Variable

Comparison Rate*

2.63

% p.a

Company
Repayment

$1,322

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.60

/ 5
Ranking
19
1 position down today
Advertised Rate

2.34

% p.a

Variable

Comparison Rate*

2.76

% p.a

Company
Repayment

$1,322

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.66

/ 5
Ranking
20
2 position up today
Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.42

% p.a

Company
Repayment

$1,329

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.77

/ 5