Best home loans over $1 million

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly Repayment
Features
Real Time Rating™
1
15 position up today

1.95%

Variable

1.99%

Easy Street Financial Services

$1.1k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

4.52

/ 5
2
1 position down today

2.79%

Variable

2.58%

Freedom Lend

$698

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.02

/ 5
3
1 position up today

2.79%

Variable

2.84%

Police Bank

$698

Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied

2.85

/ 5
4
3 position up today

2.79%

Variable

2.86%

Resimac

$698

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.63

/ 5
5
1 position down today

2.79%

Variable

2.84%

Bank of Heritage Isle

$698

Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied

2.42

/ 5
6
11 position up today

2.19%

Variable

2.34%

Tic Toc

$1.1k

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

4.11

/ 5
7
1 position up today

2.97%

Variable

3.03%

Endeavour Mutual Bank

$743

Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied

2.33

/ 5
8
1 position down today

3.04%

Variable

3.02%

Suncorp Bank

$760

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

2.69

/ 5
9
1 position down today

2.34%

Variable

2.34%

Pacific Mortgage Group

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

4.14

/ 5
10
1 position down today

2.99%

Variable

2.77%

Newcastle Permanent

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.51

/ 5
11
1 position down today

3.04%

Variable

3.47%

Greater Bank

$760

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.15

/ 5
12
1 position down today

1.99%

Intro 24 months

2.93%

Illawarra Credit Union

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.65

/ 5
13
1 position down today

2.99%

Variable

3.02%

Homestar Finance

$748

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.15

/ 5
14
1 position down today

3.08%

Variable

3.50%

HSBC

$770

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.06

/ 5
15
1 position down today

3.03%

Variable

2.70%

UBank

$758

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.98

/ 5
16
1 position down today

3.05%

Variable

3.01%

CUA

$763

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.84

/ 5
17
1 position down today

3.09%

Variable

3.12%

Firstmac

$773

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.78

/ 5
18
3 position down today

2.44%

Variable

2.61%

Mortgage House

$1.2k

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

3.64

/ 5
19
1 position up today

3.18%

Variable

3.31%

Qudos Bank

$795

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.99

/ 5
20
3 position up today

3.18%

Variable

3.12%

Firefighters Mutual Bank

$795

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.99

/ 5