Best home loans over $1 million

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking
1
1 position down today
Advertised Rate

2.09%

Variable

Comparison Rate*

2.09%

Company
Pacific Mortgage Group
Repayment

$1,122

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.58

/ 5
Ranking
2
2 position down today
Advertised Rate

2.17%

Variable

Comparison Rate*

2.17%

Company
Freedom Lend
Repayment

$1,135

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.42

/ 5
Ranking
3
3 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.69%

Company
WLTH
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.16

/ 5
Ranking
4
1 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.34%

Company
Tic Toc
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.04

/ 5
Ranking
5
1 position down today
Advertised Rate

2.29%

Variable

Comparison Rate*

2.31%

Company
G&C Mutual Bank
Repayment

$1,153

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.13

/ 5
Ranking
6
1 position up today
Advertised Rate

2.39%

Variable

Comparison Rate*

2.61%

Company
Mortgage House
Repayment

$1,168

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.64

/ 5
Ranking
7
1 position down today
Advertised Rate

1.99%

Intro 24 months

Comparison Rate*

2.93%

Company
Illawarra Credit Union
Repayment

$1,185

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.29

/ 5
Ranking
8
1 position down today
Advertised Rate

2.44%

Variable

Comparison Rate*

2.47%

Company
Homestar Finance
Repayment

$1,176

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.33

/ 5
Ranking
9
1 position down today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.95%

Company
ME Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.47

/ 5
Ranking
10
1 position up today
Advertised Rate

2.45%

Variable

Comparison Rate*

2.89%

Company
MOVE Bank
Repayment

$1,178

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.14

/ 5
Ranking
11
1 position down today
Advertised Rate

2.50%

Variable

Comparison Rate*

2.85%

Company
ING
Repayment

$1,185

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.25

/ 5
Ranking
12
1 position down today
Advertised Rate

2.54%

Variable

Comparison Rate*

2.82%

Company
86 400
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.40

/ 5
Ranking
13
1 position down today
Advertised Rate

2.59%

Variable

Comparison Rate*

3.02%

Company
Credit Union SA
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.03

/ 5
Ranking
14
1 position down today
Advertised Rate

2.54%

Variable

Comparison Rate*

2.88%

Company
Gateway Bank
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.20

/ 5
Ranking
15
1 position down today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.63%

Company
Newcastle Permanent
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.47

/ 5
Ranking
16
1 position up today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.84%

Company
Citi
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.57

/ 5
Ranking
17
1 position up today
Advertised Rate

2.55%

Variable

Comparison Rate*

2.60%

Company
CUA
Repayment

$1,193

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.10

/ 5
Ranking
18
1 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.69%

Company
Easy Street Financial Services
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.18

/ 5
Ranking
19
1 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

3.00%

Company
AMP Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.03

/ 5
Ranking
20
1 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.61%

Company
Homeloans.com.au
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.09

/ 5