Best variable home loans over $1 million

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Best variable home loans over $1 million

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking 1 2 position up today	Product Standard Variable Home Loan	Advertised Rate 1.94 % p.a Variable	Comparison Rate* 1.94 % p.a	Company Compare	Repayment $1,263 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.77 / 5
Ranking 2 1 position down today	Product Standard Variable Home Loan	Advertised Rate 1.95 % p.a Variable	Comparison Rate* 1.99 % p.a	Company Compare	Repayment $1,264 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.65 / 5
Ranking 3 1 position down today	Product Live-in Variable (With Offset)	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 2.04 % p.a	Company Compare	Repayment $1,256 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.58 / 5
Ranking 4 40 position up today	Product Better Special Variable Loan	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 1.93 % p.a	Company Compare	Repayment $1,256 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.33 / 5
Ranking 5 1 position down today	Product Momentum Home Loan	Advertised Rate 2.09 % p.a Variable	Comparison Rate* 2.11 % p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.43 / 5
Ranking 6 1 position down today	Product Star Classic Owner Occupied	Advertised Rate 2.09 % p.a Variable	Comparison Rate* 2.12 % p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.24 / 5
Ranking 7 1 position down today	Product Green Home Loan	Advertised Rate 2.08 % p.a Variable	Comparison Rate* 2.36 % p.a	Company Compare	Repayment $1,283 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.21 / 5
Ranking 8 1 position down today	Product Freedom Variable	Advertised Rate 2.14 % p.a Variable	Comparison Rate* 2.14 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.34 / 5
Ranking 9 1 position down today	Product Express Home Loan	Advertised Rate 2.09 % p.a Variable	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.10 / 5
Ranking 10 1 position down today	Product Ocean Owner Occupied Variable (No Annual Fee)	Advertised Rate 2.19 % p.a Variable	Comparison Rate* 2.25 % p.a	Company Compare	Repayment $1,299 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.01 / 5
Ranking 11 11 position up today	Product Offset Home Loan	Advertised Rate 2.24 % p.a Variable	Comparison Rate* 2.52 % p.a	Company Compare	Repayment $1,307 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.73 / 5
Ranking 12 1 position down today	Product Expect More Home Loan Package	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.31 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5
Ranking 13 12 position up today	Product Premier Package with Introductory Rate (Owner Occupied) special Discounted 3 Year Variable Rate~ Ends in 2 months	Advertised Rate 2.15 % p.a Intro 36 months	Comparison Rate* 2.81 % p.a	Company Compare	Repayment $1,343 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.68 / 5
Ranking 14 1 position down today	Product Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)	Advertised Rate 2.24 % p.a Variable	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,307 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.72 / 5
Ranking 15 1 position down today	Product Advantage - Essentials Home Loan	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.47 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.67 / 5
Ranking 16 1 position down today	Product Flexible Loan Cashback Refinance Home Loan with ME Bank and receive a $3000 cashback~ Ends in 3 months	Advertised Rate 2.38 % p.a Variable	Comparison Rate* 2.84 % p.a	Company Compare	Repayment $1,328 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.95 / 5
Ranking 17 1 position down today	Product myBlue Home Loan (Variable Rate) (Principal and Interest)	Advertised Rate 2.34 % p.a Variable	Comparison Rate* 2.34 % p.a	Company Compare	Repayment $1,322 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.77 / 5
Ranking 18 1 position down today	Product Green Offset 90 P&I	Advertised Rate 2.34 % p.a Variable	Comparison Rate* 2.63 % p.a	Company Compare	Repayment $1,322 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.60 / 5
Ranking 19 1 position down today	Product AMP Bank Professional Package Owner Occupied and Investment (Limited Time Special Offer) Cashback Special $3,000 cashback for a limited time available for new refinance home loan applications~ Ends in 13 days	Advertised Rate 2.34 % p.a Variable	Comparison Rate* 2.76 % p.a	Company Compare	Repayment $1,322 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.66 / 5
Ranking 20 2 position up today	Product Special Residential Cashback Refinance your home or investment property and get $2000 as cashback*~ Ends in 13 days	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.42 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.77 / 5

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Best variable home loans over $1 million

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