Best interest-only investor home loan

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.

Ranking
1
1 position up today
Advertised Rate

2.59%

Fixed - 5 years

Comparison Rate*

3.47%

Company
Greater Bank
Repayment

$648

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.30

/ 5
Ranking
2
6 position up today
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.48%

Company
Citi
Repayment

$698

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.32

/ 5
Ranking
3
1 position up today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.79%

Company
Newcastle Permanent
Repayment

$673

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.11

/ 5
Ranking
4
1 position up today
Advertised Rate

2.70%

Fixed - 5 years

Comparison Rate*

3.77%

Company
Health Professionals Bank
Repayment

$675

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.11

/ 5
Ranking
5
1 position down today
Advertised Rate

2.70%

Fixed - 5 years

Comparison Rate*

3.77%

Company
Firefighters Mutual Bank
Repayment

$675

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.11

/ 5
Ranking
6
1 position up today
Product
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.40%

Company
Endeavour Mutual Bank
Repayment

$698

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.97

/ 5
Ranking
7
1 position up today
Advertised Rate

2.79%

Fixed - 5 years

Comparison Rate*

3.40%

Company
Sydney Mutual Bank
Repayment

$698

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.88

/ 5
Ranking
8
5 position down today
Advertised Rate

2.69%

Fixed - 5 years

Comparison Rate*

3.04%

Company
Virgin Money
Repayment

$673

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.68

/ 5
Ranking
9
6 position up today
Advertised Rate

2.99%

Fixed - 5 years

Comparison Rate*

4.05%

Company
BankSA
Repayment

$748

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.89

/ 5
Ranking
10
1 position up today
Advertised Rate

2.64%

Fixed - 5 years

Comparison Rate*

2.73%

Company
UBank
Repayment

$660

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.51

/ 5
Ranking
11
1 position down today
Advertised Rate

2.89%

Fixed - 5 years

Comparison Rate*

4.01%

Company
Westpac
Repayment

$723

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.77

/ 5
Ranking
12
1 position down today
Advertised Rate

2.99%

Fixed - 5 years

Comparison Rate*

4.05%

Company
St.George Bank
Repayment

$748

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.85

/ 5
Ranking
13
1 position up today
Advertised Rate

2.70%

Fixed - 5 years

Comparison Rate*

3.77%

Company
Teachers Mutual Bank
Repayment

$675

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.52

/ 5
Ranking
14
1 position down today
Advertised Rate

2.70%

Fixed - 5 years

Comparison Rate*

3.77%

Company
UniBank
Repayment

$675

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.52

/ 5
Ranking
15
1 position down today
Advertised Rate

2.84%

Fixed - 5 years

Comparison Rate*

3.72%

Company
QBANK
Repayment

$710

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.66

/ 5
Ranking
16
1 position down today
Product
Advertised Rate

2.89%

Fixed - 5 years

Comparison Rate*

3.73%

Company
BCU
Repayment

$723

monthly

Features
Redraw facility
Offset Account
Borrow up to 89%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.45

/ 5
Ranking
17
1 position up today
Advertised Rate

2.99%

Fixed - 5 years

Comparison Rate*

4.06%

Company
Bank of Melbourne
Repayment

$748

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.34

/ 5
Ranking
18
1 position down today
Advertised Rate

3.09%

Fixed - 5 years

Comparison Rate*

4.41%

Company
Heritage Bank
Repayment

$773

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.41

/ 5
Ranking
19
1 position down today
Product
Advertised Rate

2.89%

Fixed - 5 years

Comparison Rate*

3.32%

Company
HSBC
Repayment

$723

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.06

/ 5
Ranking
20
37 position up today
Advertised Rate

3.07%

Fixed - 5 years

Comparison Rate*

3.44%

Company
Freedom Lend
Repayment

$768

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.06

/ 5