Best interest-only investor home loan

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly Repayment
Features
Real Time Rating™
1
12 position up today

2.89%

Fixed - 5 years

3.51%

Citi

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

2.53

/ 5
2
1 position down today

3.19%

Fixed - 5 years

4.45%

Heritage Bank

$798

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.89

/ 5
3
1 position down today

3.04%

Fixed - 5 years

3.47%

Suncorp Bank

$760

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.79

/ 5
4
1 position down today

2.89%

Fixed - 5 years

3.44%

HSBC

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.61

/ 5
5
1 position down today

2.89%

Fixed - 5 years

2.89%

UBank

$723

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.59

/ 5
6
1 position up today

2.99%

Fixed - 5 years

4.27%

ANZ

$748

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.63

/ 5
7
1 position down today

3.19%

Fixed - 5 years

3.41%

Virgin Money

$798

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.78

/ 5
8
1 position down today

3.09%

Fixed - 5 years

4.35%

NAB

$773

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.70

/ 5
9
1 position down today

2.99%

Fixed - 5 years

4.10%

Police Credit Union

$748

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.59

/ 5
10
1 position down today

3.19%

Fixed - 5 years

3.97%

Newcastle Permanent

$798

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.69

/ 5
11
1 position down today

3.09%

Fixed - 5 years

4.27%

CUA

$773

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.55

/ 5
12
1 position down today

3.14%

Fixed - 5 years

3.88%

Bank Australia

$785

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.78

/ 5
13
1 position down today

3.39%

Fixed - 5 years

4.22%

BankSA

$848

Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied

1.99

/ 5
14
9 position up today

3.09%

Fixed - 5 years

3.21%

Qudos Bank

$773

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.40

/ 5
15
1 position down today

3.19%

Fixed - 5 years

3.71%

Greater Bank

$798

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.55

/ 5
16
1 position down today

3.14%

Fixed - 5 years

3.11%

86 400

$785

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.37

/ 5
17
1 position up today

3.24%

Fixed - 5 years

3.97%

Firefighters Mutual Bank

$810

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.72

/ 5
18
2 position down today

3.24%

Fixed - 5 years

3.97%

Health Professionals Bank

$810

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.72

/ 5
19
1 position down today

3.24%

Fixed - 5 years

3.72%

Bank of Queensland

$810

Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied

1.38

/ 5
20
1 position down today

3.29%

Fixed - 5 years

4.17%

Westpac

$823

Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied

1.55

/ 5