Best home loans from large banks

RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.

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Australian Credit Licence 238273Fees & charges apply

1
5 position up today

6.14%

6.12%

$2,558

Real Deal Home Loan
  • Cashback
  • Owner Occupied
  • Variable
  • Interest Only
  • Extra repayments

Australian Credit Licence 238273Fees & charges apply

Australian Credit Licence 238431Fees & charges apply

2
2 position up today

6.18%

6.51%

$3,277

Premium Home Loan Package
  • Special
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 238431Fees & charges apply

Australian Credit Licence 232595Fees & charges apply

3
1 position down today

6.19%

6.56%

$3,280

Package

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 232595Fees & charges apply

Australian Credit Licence 238981Fees & charges apply

4
1 position down today

6.14%

6.20%

$3,264

Your Way Basic Variable Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 238981Fees & charges apply

Australian Credit Licence 244616Fees & charges apply

5
1 position up today

6.39%

6.51%

$3,342

Clear Path Variable Home Loan
  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 244616Fees & charges apply

Australian Credit Licence 237502Fees & charges apply

6
1 position down today

6.19%

6.44%

$3,280

Offset Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 237502Fees & charges apply

Australian Credit Licence 238317Fees & charges apply

7
1 position up today

6.19%

6.25%

$2,579

Basic Variable Owner Occupier Construction
  • Owner Occupied
  • Variable
  • Interest Only
  • Extra repayments

Australian Credit Licence 238317Fees & charges apply

Australian Credit Licence 229882Fees & charges apply

8
1 position down today

6.30%

6.65%

$3,314

Home Package Plus Special
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 229882Fees & charges apply

Australian Credit Licence 229823Fees & charges apply

9
1 position down today

6.14%

6.43%

$3,264

Orange Advantage
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 229823Fees & charges apply

Australian Credit Licence 234527Fees & charges apply

10
1 position up today

6.64%

6.64%

$3,420

Simplicity Plus Loan
  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 234527Fees & charges apply

Australian Credit Licence 234945Fees & charges apply

11
3 position down today

6.69%

7.06%

$3,436

Standard Variable
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 234945Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

12
2 position down today

6.54%

6.86%

$3,389

Basic Variable Rate (Flexi First Option) Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 230686Fees & charges apply

13
1 position down today

6.84%

6.88%

$3,483

Base Variable Rate Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 230686Fees & charges apply