Best home loans from large banks

RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.

Ranking
1
2 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.61%

Company
St.George Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.10

/ 5
Ranking
2
1 position down today
Advertised Rate

2.94%

Variable

Comparison Rate*

2.79%

Company
Suncorp Bank
Repayment

$735

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Ranking
3
1 position up today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.52%

Company
ING
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.26

/ 5
Ranking
4
1 position down today
Advertised Rate

2.98%

Variable

Comparison Rate*

2.99%

Company
HSBC
Repayment

$745

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.80

/ 5
Ranking
5
1 position up today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.70%

Company
Commonwealth Bank of Australia
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.35

/ 5
Ranking
6
1 position up today
Advertised Rate

2.29%

Intro 24 months

Comparison Rate*

2.72%

Company
Westpac
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.17

/ 5
Ranking
7
1 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.61%

Company
Bank of Melbourne
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.10

/ 5
Ranking
8
1 position up today
Product
Advertised Rate

2.58%

Variable

Comparison Rate*

2.60%

Company
ME Bank
Repayment

$1,198

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.06

/ 5
Ranking
9
2 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

3.00%

Company
AMP Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.03

/ 5
Ranking
10
2 position up today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.69%

Company
NAB
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.96

/ 5
Ranking
11
6 position down today
Advertised Rate

2.64%

Variable

Comparison Rate*

2.64%

Company
Macquarie Bank
Repayment

$1,207

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.96

/ 5
Ranking
12
2 position up today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.90%

Company
Bendigo Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.87

/ 5
Ranking
13
3 position down today
Advertised Rate

2.99%

Intro 24 months

Comparison Rate*

3.63%

Company
Bank of Queensland
Repayment

$898

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Ranking
14
1 position down today
Advertised Rate

2.72%

Variable

Comparison Rate*

2.76%

Company
ANZ
Repayment

$1,220

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.55

/ 5
Ranking
15
15 position down today
Advertised Rate

3.03%

Variable

Comparison Rate*

3.48%

Company
Bankwest
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.35

/ 5