Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
1
1 position down today
Advertised Rate

1.89%

Variable

Comparison Rate*

2.28%

Company
Northern Inland CU
Repayment

$1,092

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.73

/ 5
Ranking
2
30 position up today
Advertised Rate

2.29%

Variable

Comparison Rate*

2.31%

Company
Bank of Sydney
Repayment

$1,153

monthly

Features
Redraw facility
Offset Account
Borrow up to 50%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.13

/ 5
Ranking
3
1 position down today
Advertised Rate

2.54%

Variable

Comparison Rate*

2.97%

Company
HSBC
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.74

/ 5
Ranking
4
1 position up today
Advertised Rate

2.99%

Variable

Comparison Rate*

2.87%

Company
Suncorp Bank
Repayment

$748

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.17

/ 5
Ranking
5
1 position down today
Advertised Rate

1.99%

Intro 24 months

Comparison Rate*

2.93%

Company
Illawarra Credit Union
Repayment

$1,185

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.35

/ 5
Ranking
6
3 position up today
Advertised Rate

2.95%

Variable

Comparison Rate*

3.38%

Company
Greater Bank
Repayment

$738

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
7
1 position down today
Advertised Rate

2.59%

Variable

Comparison Rate*

3.02%

Company
Credit Union SA
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.10

/ 5
Ranking
8
1 position down today
Advertised Rate

2.99%

Variable

Comparison Rate*

3.26%

Company
Macquarie Bank
Repayment

$748

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.05

/ 5
Ranking
9
2 position down today
Advertised Rate

2.69%

Variable

Comparison Rate*

3.09%

Company
Citi
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.95

/ 5
Ranking
10
1 position down today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.90%

Company
AMP Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.33

/ 5
Ranking
11
1 position up today
Advertised Rate

3.24%

Variable

Comparison Rate*

3.65%

Company
People's Choice Credit Union
Repayment

$810

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Ranking
12
1 position down today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.88%

Company
Queensland Country Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.21

/ 5
Ranking
13
4 position up today
Advertised Rate

3.09%

Variable

Comparison Rate*

3.19%

Company
Qudos Bank
Repayment

$773

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.10

/ 5
Ranking
14
1 position up today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.69%

Company
Hunter United
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.20

/ 5
Ranking
15
1 position down today
Advertised Rate

2.59%

Variable

Comparison Rate*

3.05%

Company
ME Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.24

/ 5
Ranking
16
1 position down today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.93%

Company
Gateway Bank
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.12

/ 5
Ranking
17
1 position down today
Advertised Rate

2.64%

Variable

Comparison Rate*

2.66%

Company
G&C Mutual Bank
Repayment

$1,207

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.10

/ 5
Ranking
18
1 position down today
Advertised Rate

2.75%

Variable

Comparison Rate*

3.17%

Company
Australian Unity
Repayment

$1,225

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.22

/ 5
Ranking
19
1 position down today
Advertised Rate

2.73%

Variable

Comparison Rate*

3.18%

Company
Bankwest
Repayment

$1,222

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.12

/ 5
Ranking
20
1 position up today
Advertised Rate

3.14%

Variable

Comparison Rate*

3.44%

Company
Warwick Credit Union
Repayment

$785

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.78

/ 5