Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
Since null day
Advertised Rate

1.99

% p.a

Intro 12 months

Comparison Rate*

2.47

% p.a

Company
Repayment

$1,343

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.56

/ 5
Ranking
Since null day
Advertised Rate

2.48

% p.a

Variable

Comparison Rate*

2.50

% p.a

Company
Repayment

$1,343

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.31

/ 5
Ranking
Since null day
Advertised Rate

1.99

% p.a

Fixed - 3 years

Comparison Rate*

2.70

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.32

/ 5
Ranking
Since null day
Advertised Rate

2.09

% p.a

Fixed - 3 years

Comparison Rate*

2.43

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.18

/ 5
Ranking
Since null day
Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

2.15

% p.a

Company
Repayment

$1,256

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.24

/ 5
Ranking
Since null day
Advertised Rate

1.79

% p.a

Variable

Comparison Rate*

1.84

% p.a

Company
Repayment

$1,241

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.77

/ 5
Ranking
Since null day
Advertised Rate

2.14

% p.a

Variable

Comparison Rate*

2.17

% p.a

Company
Repayment

$1,292

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.00

/ 5
Ranking
Since null day
Advertised Rate

1.74

% p.a

Fixed - 2 years

Comparison Rate*

2.23

% p.a

Company
Repayment

$1,234

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.46

/ 5
Ranking
Since null day
Advertised Rate

1.99

% p.a

Fixed - 2 years

Comparison Rate*

2.44

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.99

/ 5
Ranking
Since null day
Advertised Rate

2.44

% p.a

Variable

Comparison Rate*

2.45

% p.a

Company
Repayment

$1,337

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.49

/ 5
Ranking
Since null day
Advertised Rate

1.88

% p.a

Fixed - 2 years

Comparison Rate*

2.86

% p.a

Company
Repayment

$1,254

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.22

/ 5
Ranking
Since null day
Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.12

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Ranking
Since null day
Advertised Rate

2.45

% p.a

Variable

Comparison Rate*

2.48

% p.a

Company
Repayment

$1,338

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.33

/ 5
Ranking
Since null day
Advertised Rate

2.19

% p.a

Variable

Comparison Rate*

2.19

% p.a

Company
Repayment

$1,299

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.87

/ 5
Ranking
Since null day
Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.23

% p.a

Company
Repayment

$1,314

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.63

/ 5
Ranking
Since null day
Advertised Rate

1.77

% p.a

Variable

Comparison Rate*

1.86

% p.a

Company
Repayment

$1,238

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.35

/ 5
Ranking
Since null day
Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.38

% p.a

Company
Repayment

$1,314

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.75

/ 5
Ranking
Since null day
Advertised Rate

2.49

% p.a

Variable

Comparison Rate*

2.52

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.26

/ 5
Ranking
Since null day
Advertised Rate

2.54

% p.a

Variable

Comparison Rate*

2.89

% p.a

Company
Repayment

$1,352

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.07

/ 5
Ranking
Since null day
Advertised Rate

2.04

% p.a

Fixed - 3 years

Comparison Rate*

3.60

% p.a

Company
Repayment

$1,277

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.38

/ 5