Best packaged home loans
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly Repayment | Features | Real Time Rating™ |
|---|---|---|---|---|---|---|---|
1 2 position up today | 2.74% Variable |  Low Rate Line of Credit Home Loan | 2.76% | $685 | Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | ||
2 1 position up today | 3.04% Variable |  Home Package Plus | 3.05% | $760 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
3 1 position down today | 2.64% Variable |  First Home Premium Package | 2.66% | $1,207 | Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
4 10 position up today | 2.59% Variable |  Offset Home Loan | 2.86% | $1,199 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
5 3 position up today | 2.73% Variable |  Complete Variable Home Loan Package | 3.18% | $1,222 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
6 1 position down today | 2.90% Variable |  Health, Wealth and Happiness Package | 3.32% | $1,249 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
8 1 position down today | 2.69% Variable |  Home Loan Package | 3.12% | $1,215 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
9 2 position up today | 3.17% Variable |  Solutions Plus home loan | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
10 2 position up today | 3.17% Variable |  Solutions Plus Home Loan | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
11 1 position down today | 3.17% Variable |  Solutions Plus Home Loan | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
12 1 position down today | 3.17% Variable |  Solutions Plus Home Loan | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
13 1 position down today | 2.84% Variable |  Mortgage Plus | 3.23% | $1,239 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
14 1 position down today | 2.84% Variable |  Flexible Loan | 3.29% | $1,239 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
15 4 position down today | 2.94% Variable |  Expect More Home Loan Package | 2.96% | $1,255 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
16 5 position up today | 3.09% Variable |  Investment Ultimate | 3.52% | $773 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
17 5 position down today | 2.88% Variable |  Low Cost Home Loan (Value Package) | 3.31% | $1,245 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
19 5 position down today | 2.95% Variable |  Variable Loan Package | 3.37% | $1,257 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
20 1 position down today | 3.34% Variable |  Premium Plus Package Variable Rate | 3.45% | $835 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
21 19 position up today | 3.29% Variable |  Classic Loan | 3.58% | $823 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
22 1 position down today | 2.90% Variable |  Total Home Loan Package | 3.32% | $1,249 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied |
Home Loans leaderboards
- Best variable rate home loans
- Best home loans over $1 million
- Best variable rate home loans for investors
- Best interest-only investor home loan
- Best packaged home loans
- Best home loans from large banks
- Best home loans from new lenders
- Best small deposit home loans
- Best 3-year fixed rate principal and interest home loan
- Best 5-year fixed rate principal and interest home loan
- Best 3-year principal and interest investor home loans
- Best 5-year principal and interest investor home loans
- Best SMSF home loans