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Best packaged home loans
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
Ranking 1 1 position down today | Product Ultimate Home Loan Package Real Time Rating™ | Interest Rate  2.69 % p.a Variable | Comparison Rate* 2.93 % p.a | Company | Repayment $673 monthly | Features Redraw facility Offset Account Borrow up to 79.99% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 2 2 position down today | Product Package Real Time Rating™ | Interest Rate 2.92 % p.a Variable | Comparison Rate* 3.17 % p.a | Company | Repayment $730 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | Cashback Receive $3,288 when you refinance min of $250k |
Ranking 3 3 position down today | Product Your Way Plus Variable Home Loan Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.48 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 4 4 position down today | Product Your Way Plus Variable Home Loan Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.48 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 5 5 position down today | Product Home Loan Package Real Time Rating™ | Interest Rate 3.04 % p.a Variable | Comparison Rate* 3.46 % p.a | Company | Repayment $760 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | special $5,000 First Home Buyers Grant on eligible loans |
Ranking 6 6 position down today | Product Your Way Plus Variable Home Loan Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.48 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 7 7 position down today | Product Your Way Plus Variable Home Loan Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.48 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 8 8 position down today | Product Ultimate Real Time Rating™ | Interest Rate 3.09 % p.a Variable | Comparison Rate* 3.52 % p.a | Company | Repayment $773 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | special Borrow up to 110% of the property value using the guarantor feature |
Ranking 9 9 position down today | Product Offset Home Loan Real Time Rating™ | Interest Rate 3.34 % p.a Variable | Comparison Rate* 3.60 % p.a | Company | Repayment $835 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 10 10 position down today | Product Home Package Plus Real Time Rating™ | Interest Rate 3.34 % p.a Variable | Comparison Rate* 3.43 % p.a | Company | Repayment $835 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | special Home Package Plus Annual Fee reimbursed for the life of the loan. |
Ranking 11 11 position down today | Product Premium Plus Package Variable Rate Real Time Rating™ | Interest Rate 3.54 % p.a Variable | Comparison Rate* 3.83 % p.a | Company | Repayment $885 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | Cashback 1. Refinance and get up to $3,000 cashback. $2,000 cashback on loans ≥$250K; bonus $1,000 cashback on loans ≥$500K. LVR ≤90%. Limited time offers extended. T&Cs apply. ~ Ends in 3 months |
Ranking 12 12 position down today | Product Health, Wealth and Happiness Package Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.84 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 13 13 position down today | Product Variable Loan Package Real Time Rating™ | Interest Rate 3.64 % p.a Variable | Comparison Rate* 3.59 % p.a | Company | Repayment $910 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | Cashback Get $4,000 cashback when you refinance your home loan over $500,000. ~ Ends in 6 days |
Ranking 14 14 position down today | Product Complete Home Loan Variable Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.29 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 15 15 position down today | Product Partnership Advantage Home Loan Real Time Rating™ | Interest Rate 3.49 % p.a Variable | Comparison Rate* 3.65 % p.a | Company | Repayment $873 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 16 16 position down today | Product Home SMART Package Real Time Rating™ | Interest Rate 3.44 % p.a Variable | Comparison Rate* 3.86 % p.a | Company | Repayment $860 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 17 17 position down today | Product Premium Package Home Loan Real Time Rating™ | Interest Rate 3.69 % p.a Variable | Comparison Rate* 4.01 % p.a | Company | Repayment $923 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 18 18 position down today | Product Low Cost Home Loan (Value Package) Real Time Rating™ | Interest Rate 3.74 % p.a Variable | Comparison Rate* 3.59 % p.a | Company | Repayment $935 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 19 19 position down today | Product Select Home Loan Real Time Rating™ | Interest Rate 3.80 % p.a Variable | Comparison Rate* 3.30 % p.a | Company | Repayment $950 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site | |
Ranking 20 20 position down today | Product All in One Rewards Package Real Time Rating™ | Interest Rate 3.60 % p.a Variable | Comparison Rate* 3.84 % p.a | Company | Repayment $900 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | Go to site |