Best packaged home loans

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Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking	Product	Advertised Rate	Comparison Rate*	Company	Monthly Repayment	Features	Real Time Rating™
1 1 position up today	Home Package Plus Cashback Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan.~ Ends in 17 days	2.99% Variable	2.87%	Compare	$748	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	2.68 / 5
2 1 position up today	Investment Ultimate special Borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage	2.95% Variable	3.38%	Compare	$738	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.14 / 5
3 1 position down today	Offset Home Loan	2.99% Variable	3.26%	Compare	$748	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	2.05 / 5
4 1 position up today	Variable Loan Package Cashback Refinance and enjoy $4,000 cashback per property on home loans over $250,000~ Ends in 5 months	3.24% Variable	3.65%	Compare	$810	Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	2.14 / 5
5 2 position up today	Freedom Package	2.39% Variable	2.41%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 75% Extra Repayments Interest Only Owner Occupied	3.51 / 5
6 1 position up today	Low Cost Home Loan (Value Package)	3.09% Variable	3.19%	Compare	$773	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.10 / 5
7 1 position up today	The Works Package OO Variable Special (2 year Intro)	1.99% Intro 24 months	2.93%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.37 / 5
8 1 position down today	Home Loan Package special $5,000 First Home Buyers Grant on eligible loans	3.19% Variable	3.60%	Compare	$798	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.03 / 5
9 1 position up today	Premier	3.08% Variable	3.47%	Compare	$770	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.03 / 5
10 4 position up today	Solutions Plus Home Loan	3.17% Variable	3.11%	Compare	$793	Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	2.10 / 5
11 2 position up today	Solutions Plus home loan	3.17% Variable	3.11%	Compare	$793	Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	2.10 / 5
12 1 position up today	Solutions Plus Home Loan	3.17% Variable	3.11%	Compare	$793	Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	2.10 / 5
13 2 position down today	Solutions Plus Home Loan	3.17% Variable	3.11%	Compare	$793	Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	2.10 / 5
14 5 position down today	Classic Loan	3.14% Variable	3.44%	Compare	$785	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	1.78 / 5
15 4 position down today	Ultimate Home Loan Package	2.49% Variable	2.88%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	3.23 / 5
16 1 position down today	Premium Plus Package Variable Rate Cashback Get a $2000 refinance cashback when you refinance your loan. ~ Ends in 2 months	3.34% Variable	3.45%	Compare	$835	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	2.05 / 5
17 2 position up today	Premium Package Home Loan	2.59% Variable	2.93%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.15 / 5
18 2 position up today	First Home Premium Package	2.64% Variable	2.66%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	3.13 / 5
19 1 position down today	AMP Bank Professional Package Home Loan (Principal and Interest) ($100k+) (Owner Occupied) (LVR ≤ 80%)	2.59% Variable	3.00%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.12 / 5
20 2 position down today	Health, Wealth and Happiness Package	2.75% Variable	3.17%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	3.24 / 5

Data last updated on 1 Dec 2020

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