Best packaged home loans

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Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

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Best variable home loans
Best refinance home loans
Best variable home loans over $1 million
Best variable investor home loans
Best interest only investor home loans
Best packaged home loans
Best home loans from large banks
Best home loans from new lenders
Best small deposit home loans
Best 3-year fixed home loans
Best 4-year fixed home loans
Best 5-year fixed home loans
Best 3-year fixed investor home loans
Best 5-year fixed investor home loans
Best SMSF home loan

How are Real Time Ratings™ calculated?

Ranking 1 1 position down today	Product Dream Value Home Loan	Advertised Rate 1.89% Variable	Comparison Rate* 2.28%	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.73 / 5
Ranking 2 30 position up today	Product Expect More Home Loan Package special Special offer for new Expect More Home Loan customers~ Ends in 6 months	Advertised Rate 2.29% Variable	Comparison Rate* 2.31%	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 50% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.13 / 5
Ranking 3 1 position down today	Product Package Cashback Receive $3,288 when you refinance min of $250k to HSBC as at 15 February to 30 April. Settle by 30 June 2021.	Advertised Rate 2.54% Variable	Comparison Rate* 2.97%	Company Compare	Repayment $1,192 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.74 / 5
Ranking 4 1 position up today	Product Home Package Plus	Advertised Rate 2.99% Variable	Comparison Rate* 2.87%	Company Compare	Repayment $748 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.17 / 5
Ranking 5 1 position down today	Product The Works Package OO Variable Special (2 year Intro)	Advertised Rate 1.99% Intro 24 months	Comparison Rate* 2.93%	Company Compare	Repayment $1,185 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.35 / 5
Ranking 6 3 position up today	Product Ultimate special Borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage	Advertised Rate 2.95% Variable	Comparison Rate* 3.38%	Company Compare	Repayment $738 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.14 / 5
Ranking 7 1 position down today	Product Home Loan Package special $5,000 First Home Buyers Grant on eligible loans	Advertised Rate 2.59% Variable	Comparison Rate* 3.02%	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.10 / 5
Ranking 8 1 position down today	Product Offset Home Loan	Advertised Rate 2.99% Variable	Comparison Rate* 3.26%	Company Compare	Repayment $748 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.05 / 5
Ranking 9 2 position down today	Product Mortgage Plus	Advertised Rate 2.69% Variable	Comparison Rate* 3.09%	Company Compare	Repayment $1,215 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.95 / 5
Ranking 10 1 position down today	Product AMP Bank Professional Package Home Loan (Principal and Interest) ($100k+) (Owner Occupied) (LVR ≤ 80%)	Advertised Rate 2.49% Variable	Comparison Rate* 2.90%	Company Compare	Repayment $1,184 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.33 / 5
Ranking 11 1 position up today	Product Variable Loan Package Cashback Refinance and enjoy $4,000 cashback per property on home loans over $250,000~ Ends in 2 months	Advertised Rate 3.24% Variable	Comparison Rate* 3.65%	Company Compare	Repayment $810 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.14 / 5
Ranking 12 1 position down today	Product Ultimate Home Loan Package	Advertised Rate 2.49% Variable	Comparison Rate* 2.88%	Company Compare	Repayment $1,184 monthly	Features Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.21 / 5
Ranking 13 4 position up today	Product Low Cost Home Loan (Value Package)	Advertised Rate 3.09% Variable	Comparison Rate* 3.19%	Company Compare	Repayment $773 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.10 / 5
Ranking 14 1 position up today	Product No Regrets Home Loan special $0 application and $0 valuation fees for Owner Occupier loans over $400k	Advertised Rate 2.69% Variable	Comparison Rate* 2.69%	Company Compare	Repayment $1,215 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.20 / 5
Ranking 15 1 position down today	Product Flexible Loan	Advertised Rate 2.59% Variable	Comparison Rate* 3.05%	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.24 / 5
Ranking 16 1 position down today	Product Premium Package Home Loan	Advertised Rate 2.59% Variable	Comparison Rate* 2.93%	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.12 / 5
Ranking 17 1 position down today	Product First Home Premium Package	Advertised Rate 2.64% Variable	Comparison Rate* 2.66%	Company Compare	Repayment $1,207 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.10 / 5
Ranking 18 1 position down today	Product Health, Wealth and Happiness Package	Advertised Rate 2.75% Variable	Comparison Rate* 3.17%	Company Compare	Repayment $1,225 monthly	Features Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.22 / 5
Ranking 19 1 position down today	Product Complete Variable Home Loan Package Cashback $2000 Refinance Cashback~ Ends in 2 months	Advertised Rate 2.73% Variable	Comparison Rate* 3.18%	Company Compare	Repayment $1,222 monthly	Features Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.12 / 5
Ranking 20 1 position up today	Product Classic Loan	Advertised Rate 3.14% Variable	Comparison Rate* 3.44%	Company Compare	Repayment $785 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.78 / 5