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Best packaged home loans
RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly Repayment | Features | Real Time Rating™ |
|---|---|---|---|---|---|---|---|
1 2 position up today | 2.74% Variable |  | 2.76% | $685 | Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | ||
2 2 position up today | 3.04% Variable |  | 3.02% | $760 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
3 1 position up today | 3.04% Variable |  | 3.47% | $760 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
4 1 position down today | 2.59% Variable |  | 3.02% | $1,199 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
5 3 position up today | 3.08% Variable |  | 3.50% | $770 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
6 1 position down today | 3.09% Variable |  | 3.35% | $773 | Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | ||
7 3 position up today | 2.99% Variable |  | 3.15% | $748 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
8 8 position up today | 3.18% Variable |  | 3.31% | $795 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
9 1 position up today | 2.59% Variable |  | 3.00% | $1,199 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
10 2 position up today | 3.17% Variable |  | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
11 2 position up today | 3.17% Variable |  | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
12 1 position down today | 3.17% Variable |  | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
13 3 position down today | 3.17% Variable |  | 3.11% | $793 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
14 7 position down today | 2.64% Variable |  | 2.66% | $1,207 | Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
15 25 position up today | 2.64% Variable |  | 2.98% | $1,207 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
16 1 position down today | 3.34% Variable |  | 3.45% | $835 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
17 1 position down today | 2.79% Variable |  | 2.79% | $1,231 | Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
18 1 position up today | 2.74% Variable |  | 3.14% | $1,223 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
19 1 position down today | 2.69% Variable |  | 2.98% | $1,215 | Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | ||
20 1 position down today | 2.73% Variable |  | 3.18% | $1,222 | Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied |
Home Loans leaderboards
- Best variable rate home loans
- Best home loans over $1 million
- Best variable rate home loans for investors
- Best interest-only investor home loan
- Best packaged home loans
- Best home loans from large banks
- Best home loans from new lenders
- Best small deposit home loans
- Best 3-year fixed rate principal and interest home loan
- Best 5-year fixed rate principal and interest home loan
- Best 3-year principal and interest investor home loans
- Best 5-year principal and interest investor home loans
- Best SMSF home loans