Best packaged home loans

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Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking 1 1 position up today	Product Dream Value Home Loan	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 2.28 % p.a	Company Compare	Repayment $1,256 monthly	Features Redraw facility Offset Account Borrow up to 59.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.51 / 5	Highlighted
Ranking 2 1 position up today	Product Ultimate Home Loan Package	Advertised Rate 1.99 % p.a Variable	Comparison Rate* 2.39 % p.a	Company Compare	Repayment $1,270 monthly	Features Redraw facility Offset Account Borrow up to 79.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.14 / 5
Ranking 3 3 position up today	Product Offset Home Loan	Advertised Rate 2.14 % p.a Variable	Comparison Rate* 2.42 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.98 / 5
Ranking 4 1 position down today	Product Flexible Loan Cashback Refinance Home Loan with ME Bank and receive a $3000 cashback~ Ends in 3 months	Advertised Rate 2.33 % p.a Variable	Comparison Rate* 2.79 % p.a	Company Compare	Repayment $1,320 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.12 / 5
Ranking 5 1 position down today	Product Expect More Home Loan Package	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.31 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5
Ranking 6 1 position down today	Product Home Package Plus Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.82 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.88 / 5
Ranking 7 1 position up today	Product Premium Package Home Loan	Advertised Rate 2.69 % p.a Variable	Comparison Rate* 3.03 % p.a	Company Compare	Repayment $673 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.21 / 5
Ranking 8 1 position down today	Product Premier Package with Introductory Rate (Owner Occupied) special Discounted 3 Year Variable Rate~ Ends in about 2 months	Advertised Rate 2.15 % p.a Intro 36 months	Comparison Rate* 2.81 % p.a	Company Compare	Repayment $1,343 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.68 / 5
Ranking 9 1 position down today	Product AMP Bank Professional Package Home Loan (Principal and Interest) ($100k+) (Owner Occupied) (LVR ≤ 80%) Cashback Special $3,000 cashback for a limited time available for new refinance home loan applications~ Ends in 1 day	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.71 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.52 / 5
Ranking 10 1 position up today	Product Your Way Plus Variable Home Loan	Advertised Rate 2.89 % p.a Variable	Comparison Rate* 3.06 % p.a	Company Compare	Repayment $723 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.20 / 5
Ranking 11 1 position down today	Product Health, Wealth and Happiness Package	Advertised Rate 2.49 % p.a Variable	Comparison Rate* 2.92 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 79.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.55 / 5
Ranking 12 1 position down today	Product Ultimate special Borrow up to 110% of the property value using the guarantor feature	Advertised Rate 2.85 % p.a Variable	Comparison Rate* 3.29 % p.a	Company Compare	Repayment $713 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.14 / 5
Ranking 13 1 position down today	Product Mortgage Plus	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.79 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.56 / 5
Ranking 14 9 position up today	Product Low Cost Home Loan (Value Package)	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.83 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.37 / 5
Ranking 15 1 position down today	Product Package Cashback Receive $3,288 when you refinance min of $250k	Advertised Rate 2.54 % p.a Variable	Comparison Rate* 2.97 % p.a	Company Compare	Repayment $1,352 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.47 / 5
Ranking 16 1 position down today	Product Complete Variable Home Loan Package Cashback $2000 Refinance Cashback~ Ends in 1 day	Advertised Rate 2.49 % p.a Variable	Comparison Rate* 2.95 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.41 / 5
Ranking 17 1 position down today	Product Your Way Plus Variable Home Loan	Advertised Rate 2.89 % p.a Variable	Comparison Rate* 3.06 % p.a	Company Compare	Repayment $723 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.03 / 5
Ranking 18 1 position down today	Product The Works Package OO Variable Special (2 year Intro)	Advertised Rate 1.99 % p.a Intro 24 months	Comparison Rate* 2.93 % p.a	Company Compare	Repayment $1,346 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.08 / 5
Ranking 19 1 position down today	Product Total Home Loan Package	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.82 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.18 / 5
Ranking 20 1 position down today	Product Your Way Plus Variable Home Loan	Advertised Rate 2.89 % p.a Variable	Comparison Rate* 3.06 % p.a	Company Compare	Repayment $723 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.92 / 5

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