RateCity.com.au
powering smart financial decisions

Best refinance home loans

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
1
1 position up today
Advertised Rate

1.79

% p.a

Variable

Comparison Rate*

1.79

% p.a

Company
Repayment

$1,241

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.87

/ 5
Ranking
2
1 position down today
Advertised Rate

1.84

% p.a

Variable

Comparison Rate*

1.84

% p.a

Company
Repayment

$1,248

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.87

/ 5
Ranking
3
1 position down today
Advertised Rate

1.79

% p.a

Variable

Comparison Rate*

1.84

% p.a

Company
Repayment

$1,241

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.85

/ 5
Ranking
4
9 position up today
Advertised Rate

1.87

% p.a

Variable

Comparison Rate*

1.90

% p.a

Company
Repayment

$1,253

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.70

/ 5
Ranking
5
1 position down today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.01

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 59%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.67

/ 5
Ranking
6
3 position up today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.05

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.66

/ 5
Ranking
7
1 position down today
Advertised Rate

1.79

% p.a

Variable

Comparison Rate*

1.88

% p.a

Company
Repayment

$1,241

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.64

/ 5
Ranking
8
1 position down today
Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

2.28

% p.a

Company
Repayment

$1,256

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.51

/ 5
Ranking
9
1 position down today
Advertised Rate

1.89

% p.a

Variable

Comparison Rate*

2.04

% p.a

Company
Repayment

$1,256

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.58

/ 5
Ranking
10
1 position down today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

1.99

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 75%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.30

/ 5
Ranking
11
1 position down today
Advertised Rate

2.19

% p.a

Variable

Comparison Rate*

2.20

% p.a

Company
Repayment

$1,299

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.89

/ 5
Ranking
12
1 position down today
Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.09

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.38

/ 5
Ranking
13
1 position down today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

1.99

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.17

/ 5
Ranking
14
1 position down today
Advertised Rate

1.94

% p.a

Variable

Comparison Rate*

1.98

% p.a

Company
Repayment

$1,263

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Ranking
15
1 position up today
Advertised Rate

1.98

% p.a

Variable

Comparison Rate*

2.15

% p.a

Company
Repayment

$1,269

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.15

/ 5
Ranking
16
1 position down today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.14

/ 5
Ranking
17
1 position down today
Advertised Rate

1.99

% p.a

Variable

Comparison Rate*

2.39

% p.a

Company
Repayment

$1,270

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.14

/ 5
Ranking
18
1 position down today
Advertised Rate

2.08

% p.a

Variable

Comparison Rate*

2.36

% p.a

Company
Repayment

$1,283

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.21

/ 5
Ranking
19
1 position up today
Advertised Rate

2.24

% p.a

Variable

Comparison Rate*

2.26

% p.a

Company
Repayment

$1,307

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.74

/ 5
Ranking
20
1 position down today
Advertised Rate

2.24

% p.a

Variable

Comparison Rate*

2.26

% p.a

Company
Repayment

$1,307

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.24

/ 5