Best refinance home loan

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
1
1 position down today
Advertised Rate

1.89%

Variable

Comparison Rate*

1.89%

Company
Pacific Mortgage Group
Repayment

$1,092

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.87

/ 5
Ranking
2
2 position down today
Advertised Rate

1.97%

Variable

Comparison Rate*

1.97%

Company
Freedom Lend
Repayment

$1,104

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.87

/ 5
Ranking
3
3 position down today
Advertised Rate

1.79%

Variable

Comparison Rate*

1.84%

Company
Homestar Finance
Repayment

$1,078

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.77

/ 5
Ranking
4
4 position down today
Advertised Rate

1.99%

Variable

Comparison Rate*

2.01%

Company
G&C Mutual Bank
Repayment

$1,107

monthly

Features
Redraw facility
Offset Account
Borrow up to 59%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.84

/ 5
Ranking
5
5 position down today
Advertised Rate

1.89%

Variable

Comparison Rate*

2.28%

Company
Northern Inland CU
Repayment

$1,092

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.68

/ 5
Ranking
6
6 position down today
Advertised Rate

1.77%

Variable

Comparison Rate*

1.83%

Company
Reduce Home Loans
Repayment

$1,075

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.54

/ 5
Ranking
7
7 position down today
Advertised Rate

1.94%

Variable

Comparison Rate*

1.98%

Company
Mortgage House
Repayment

$1,100

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.23

/ 5
Ranking
8
8 position down today
Advertised Rate

2.14%

Variable

Comparison Rate*

2.16%

Company
Homeloans.com.au
Repayment

$1,130

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.15

/ 5
Ranking
9
9 position down today
Advertised Rate

2.09%

Variable

Comparison Rate*

2.12%

Company
Yard
Repayment

$1,122

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.08

/ 5
Ranking
10
10 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.20%

Company
86 400
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.01

/ 5
Ranking
11
11 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.34%

Company
Tic Toc
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.04

/ 5
Ranking
12
12 position down today
Advertised Rate

2.17%

Variable

Comparison Rate*

2.20%

Company
Well Home Loans
Repayment

$1,135

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.95

/ 5
Ranking
13
13 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.19%

Company
Athena Home Loans
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.87

/ 5
Ranking
14
14 position down today
Advertised Rate

2.29%

Variable

Comparison Rate*

2.29%

Company
Hume Bank
Repayment

$1,153

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.93

/ 5
Ranking
15
15 position down today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.51%

Company
St.George Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 59.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.34

/ 5
Ranking
16
16 position down today
Advertised Rate

2.34%

Variable

Comparison Rate*

2.34%

Company
UBank
Repayment

$1,161

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.70

/ 5
Ranking
17
17 position down today
Advertised Rate

2.54%

Variable

Comparison Rate*

2.56%

Company
BankSA
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.87

/ 5
Ranking
18
1 position up today
Advertised Rate

2.59%

Variable

Comparison Rate*

2.65%

Company
RAMS
Repayment

$1,199

monthly

Features
Redraw facility
Offset Account
Borrow up to 69.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.81

/ 5
Ranking
19
1 position down today
Advertised Rate

2.49%

Variable

Comparison Rate*

2.52%

Company
MyState Bank
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.72

/ 5
Ranking
20
20 position down today
Advertised Rate

1.99%

Intro 12 months

Comparison Rate*

2.47%

Company
loans.com.au
Repayment

$1,182

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.56

/ 5