Best refinance home loans

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Provider
Ranking
Compare

Australian Credit Licence 237476Fees & charges apply

1
9 position up today

5.94%

5.95%

$3,203

Great Rate

    2024 Award Winner

  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 237476Fees & charges apply

Australian Credit Licence 238311Fees & charges apply

2
22 position up today

5.80%

5.83%

$3,161

Essential Worker Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 238311Fees & charges apply

Australian Credit Licence 234563Fees & charges apply

3
2 position up today

5.75%

5.88%

$3,146

Basic Low Rate Home Loan Offer

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 234563Fees & charges apply

Australian Credit Licence 364320Fees & charges apply

4
1 position down today

5.89%

5.89%

$3,188

Standard Variable Home Loan

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 364320Fees & charges apply

Australian Credit Licence 388053Fees & charges apply

5
1 position up today

5.84%

5.89%

$3,173

  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments
Enquire

Australian Credit Licence 388053Fees & charges apply

Australian Credit Licence 236476Fees & charges apply

6
1 position up today

5.89%

5.96%

$3,188

GumLeaf Basic Variable Owner Occupied
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 236476Fees & charges apply

Australian Credit Licence 239238Fees & charges apply

7
1 position up today

5.84%

5.89%

$3,173

Eco Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 239238Fees & charges apply

Australian Credit Licence 395219Fees & charges apply

8
1 position up today

6.04%

6.06%

$3,234

Variable Basic Cashback Home Loan

    2024 Award Winner

  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 395219Fees & charges apply

Australian Credit Licence 238139Fees & charges apply

9
1 position up today

5.89%

5.89%

$3,188

Budget Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 238139Fees & charges apply

Australian Credit Licence 237879Fees & charges apply

10
2 position up today

5.95%

5.95%

$3,206

Up Home
  • Special
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 237879Fees & charges apply

Australian Credit Licence 496431Fees & charges apply

11
2 position up today

5.94%

6.05%

$3,203

Live-in Variable (With Offset)

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 496431Fees & charges apply

Australian Credit Licence 233714Fees & charges apply

12
1 position up today

6.09%

6.16%

$3,249

Essential Home Loan
  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 233714Fees & charges apply

Australian Credit Licence 238273Fees & charges apply

13
1 position up today

6.04%

6.08%

$3,234

Real Deal Home Loan
  • Cashback
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 238273Fees & charges apply

Australian Credit Licence 234536Fees & charges apply

14
1 position down today

5.94%

5.99%

$3,203

Everyday Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 234536Fees & charges apply

Australian Credit Licence 244248Fees & charges apply

15
2 position up today

5.94%

5.95%

$3,203

liteBlue Home Loan

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 244248Fees & charges apply

Australian Credit Licence 244310Fees & charges apply

16
1 position down today

5.99%

6.00%

$3,218

New Business Offer - Basic Variable Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 244310Fees & charges apply

Australian Credit Licence 390860Fees & charges apply

17
1 position down today

5.98%

5.98%

$3,215

Star Gold Home Loan

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 390860Fees & charges apply

Australian Credit Licence 241077Fees & charges apply

18
1 position up today

5.99%

6.00%

$3,218

OMG Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 241077Fees & charges apply

Australian Credit Licence 241167Fees & charges apply

19
2 position up today

5.74%

6.23%

$3,143

Basic Home Loan

    2024 Award Winner

  • Owner Occupied
  • Variable
  • P&I
  • Extra repayments

Australian Credit Licence 241167Fees & charges apply

Australian Credit Licence 246780Fees & charges apply

20
1 position down today

5.99%

5.99%

$3,218

Country to Coast Home Loan
  • Owner Occupied
  • Variable
  • P&I
  • Offset Account

Australian Credit Licence 246780Fees & charges apply