RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.

Ranking 1 1 position up today	Product Green Plus Home Loan	Interest rate 1.89 % p.a Variable	Comparison Rate* 2.24 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.41 / 5	Cashback Get a $2000 Cashback on Green Loans ~ Ends in 24 days	Highlighted
Ranking 2 1 position up today	Product Super Saver Combo	Interest rate 1.77 % p.a Variable	Comparison Rate* 2.09 % p.a	Company Compare	Repayment $1,075 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5	Cashback Get between $1000 to $2000 in cashback for loans > $250k
Ranking 3 2 position up today	Product Mortgage Simplifier	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.02 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5	Cashback $3000 refinance cashback ~ Ends in 25 days
Ranking 4 17 position up today	Product Back to Basics Home Loan Special Offer	Interest rate 2.02 % p.a Variable	Comparison Rate* 2.03 % p.a	Company Compare	Repayment $1,112 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.51 / 5	Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.
Ranking 5 1 position down today	Product Standard Variable Home Loan	Interest rate 1.94 % p.a Variable	Comparison Rate* 1.94 % p.a	Company Compare	Repayment $1,100 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.36 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking 1 1 position up today	Product Standard Variable Home Loan	Interest rate 1.79 % p.a Variable	Comparison Rate* 1.79 % p.a	Company Compare	Repayment $1,078 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.75 / 5		Highlighted
Ranking 2 1 position down today	Product Freedom Variable	Interest rate 1.84 % p.a Variable	Comparison Rate* 1.86 % p.a	Company Compare	Repayment $1,085 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.57 / 5
Ranking 3 1 position down today	Product Star Gold Home Loan	Interest rate 1.79 % p.a Variable	Comparison Rate* 1.84 % p.a	Company Compare	Repayment $1,078 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.52 / 5
Ranking 4 7 position up today	Product Home Value Loan (Owner Occupied, Principal & Interest)	Interest rate 1.97 % p.a Variable	Comparison Rate* 1.98 % p.a	Company Compare	Repayment $1,104 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.00 / 5	special Get a low variable interest rate loan with no ongoing fees.
Ranking 5 3 position up today	Product Rate Cutter Home Loan	Interest rate 1.79 % p.a Variable	Comparison Rate* 1.88 % p.a	Company Compare	Repayment $1,078 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5	special Get a 1.79% ongoing variable rate

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking 1 2 position up today	Product Standard Variable Home Loan	Interest rate 1.94 % p.a Variable	Comparison Rate* 1.94 % p.a	Company Compare	Repayment $1,100 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.36 / 5		Highlighted
Ranking 2 18 position up today	Product Variable Loan Package	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.45 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5	Cashback Get $3,000 cashback when you refinance your home loan over $250,000 (LVR <80%). ~ Ends in 24 days
Ranking 3 1 position down today	Product Live-in Variable (With Offset)	Interest rate 1.89 % p.a Variable	Comparison Rate* 2.04 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.19 / 5		Join this fintech to get a low variable interest rate with no upfront or ongoing fees, and pay a minimum deposit of 10 per cent (plus LMI).
Ranking 5 1 position down today	Product Better Special Variable Loan	Interest rate 1.89 % p.a Variable	Comparison Rate* 1.93 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.91 / 5
Ranking 6 1 position up today	Product Premium Package Home Loan	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.34 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.85 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking 2 2 position up today	Product Investor Rate Cutter	Interest rate 2.09 % p.a Variable	Comparison Rate* 2.18 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.58 / 5		Highlighted
Ranking 3 1 position down today	Product Mortgage Simplifier	Interest rate 2.29 % p.a Variable	Comparison Rate* 2.32 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.60 / 5	Cashback $3000 refinance cashback ~ Ends in 25 days
Ranking 4 2 position down today	Product Freedom Variable	Interest rate 2.24 % p.a Variable	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,145 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.52 / 5
Ranking 5 1 position up today	Product Well Balanced	Interest rate 2.17 % p.a Variable	Comparison Rate* 2.20 % p.a	Company Compare	Repayment $1,135 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.29 / 5
Ranking 6 1 position down today	Product Yard Investor Loan	Interest rate 2.19 % p.a Variable	Comparison Rate* 2.22 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.32 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.

Ranking 1 1 position up today	Product Package	Interest rate 2.89 % p.a Fixed - 5 years	Comparison Rate* 3.07 % p.a	Company Compare	Repayment $723 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.23 / 5	Cashback Receive $3,288 when you refinance min of $250k	Highlighted
Ranking 2 2 position up today	Product Freedom Fixed	Interest rate 2.84 % p.a Fixed - 5 years	Comparison Rate* 4.27 % p.a	Company Compare	Repayment $710 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.14 / 5
Ranking 3 2 position down today	Product Fixed Rate Home Loan	Interest rate 3.04 % p.a Fixed - 5 years	Comparison Rate* 3.80 % p.a	Company Compare	Repayment $760 monthly	Features Redraw facility Offset Account Borrow up to 94.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.29 / 5	Cashback $3000 cashback when you refinance or take out a new loan.
Ranking 4 1 position up today	Product Fixed Rate Home Loan	Interest rate 3.09 % p.a Fixed - 5 years	Comparison Rate* 3.24 % p.a	Company Compare	Repayment $773 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.80 / 5
Ranking 5 1 position down today	Product Fixed Rate Inv IO	Interest rate 3.09 % p.a Fixed - 5 years	Comparison Rate* 3.79 % p.a	Company Compare	Repayment $773 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.55 / 5	Cashback A $2,000 contribution on your home loan deposit for eligible first home buyers. ~ Ends in 25 days

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking 1 7 position up today	Product Flexible Loan	Interest rate 2.03 % p.a Variable	Comparison Rate* 2.50 % p.a	Company Compare	Repayment $1,113 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.43 / 5	Cashback Refinance Home Loan with ME Bank and receive a $3000 cashback ~ Ends in 24 days	Highlighted
Ranking 2 1 position down today	Product Dream Value Home Loan	Interest rate 1.89 % p.a Variable	Comparison Rate* 2.28 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 59.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.08 / 5
Ranking 3 1 position down today	Product Package	Interest rate 2.47 % p.a Variable	Comparison Rate* 2.73 % p.a	Company Compare	Repayment $618 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.74 / 5	Cashback Receive $3,288 when you refinance min of $250k
Ranking 4 1 position down today	Product Premium Package Home Loan	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.34 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.85 / 5
Ranking 5 1 position down today	Product Expect More Home Loan Package	Interest rate 2.09 % p.a Variable	Comparison Rate* 2.11 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.91 / 5	special Special offer for new Expect More Home Loan customers ~ Ends in 3 months

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.

Ranking 1 5 position up today	Product Mortgage Simplifier	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.02 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5	Cashback $3000 refinance cashback ~ Ends in 25 days	Highlighted
Ranking 2 4 position up today	Product Back to Basics Home Loan Special Offer	Interest rate 2.02 % p.a Variable	Comparison Rate* 2.03 % p.a	Company Compare	Repayment $1,112 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.51 / 5	Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.
Ranking 3 1 position down today	Product Home Value Loan	Interest rate 2.37 % p.a Variable	Comparison Rate* 2.23 % p.a	Company Compare	Repayment $593 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.02 / 5	Cashback Receive $3,288 when you refinance min of $250k
Ranking 4 1 position down today	Product Express Home Loan	Interest rate 1.99 % p.a Variable	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.91 / 5
Ranking 5 5 position up today	Product Flexible Loan	Interest rate 2.14 % p.a Variable	Comparison Rate* 2.61 % p.a	Company Compare	Repayment $1,130 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.15 / 5	Cashback Refinance Home Loan with ME Bank and receive a $3000 cashback ~ Ends in 24 days

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate

Ranking 1 10 position up today	Product Better Special Variable Loan	Interest rate 1.89 % p.a Variable	Comparison Rate* 1.93 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.91 / 5		Highlighted
Ranking 2 1 position down today	Product Owner Occupier Accelerates - Celebrate (Principal and Interest)	Interest rate 1.99 % p.a Variable	Comparison Rate* 1.99 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.75 / 5
Ranking 3 3 position up today	Product Your Way Plus Variable Home Loan	Interest rate 2.49 % p.a Variable	Comparison Rate* 2.66 % p.a	Company Compare	Repayment $623 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.10 / 5
Ranking 4 3 position up today	Product Your Way Plus Variable Investment Loan	Interest rate 2.49 % p.a Variable	Comparison Rate* 2.66 % p.a	Company Compare	Repayment $623 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.99 / 5
Ranking 5 2 position down today	Product Variable Home Loan	Interest rate 2.09 % p.a Variable	Comparison Rate* 2.10 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.27 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans with a deposit requirement of 5% or less. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate and a maximum LVR of 95% or more.

Ranking 1 1 position down today	Product Basic Home Loan	Interest rate 2.19 % p.a Variable	Comparison Rate* 2.21 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.93 / 5	Cashback $3000 refinance cashback ~ Ends in 3 months	Highlighted
Ranking 2 1 position up today	Product Basic Home Loan	Interest rate 2.24 % p.a Variable	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,145 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.25 / 5	special Establishment fee waived on Basic Home Loans of $150k+
Ranking 3 1 position down today	Product Basic Home Loan	Interest rate 2.24 % p.a Variable	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,145 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.80 / 5	Cashback $3000 refinance cashback ~ Ends in 3 months
Ranking 4 1 position down today	Product Momentum Home Loan	Interest rate 2.19 % p.a Variable	Comparison Rate* 2.21 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.82 / 5
Ranking 5 1 position down today	Product Basic Variable Rate (Flexi First Option) Home Loan	Interest rate 2.29 % p.a Variable	Comparison Rate* 2.30 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.82 / 5	Cashback Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans on LVR up to 80%. Apply by 28 February 2022 and settle by 31 May 2022. Terms and Conditions apply.* ~ Ends in 3 months

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 1 position up today	Product Package	Interest rate 2.09 % p.a Fixed - 3 years	Comparison Rate* 2.67 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.26 / 5	Cashback Receive $3,288 when you refinance min of $250k ~ Ends in 24 days	Highlighted
Ranking 2 1 position up today	Product Fixed Home Loan	Interest rate 2.04 % p.a Fixed - 3 years	Comparison Rate* 2.12 % p.a	Company Compare	Repayment $1,115 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.82 / 5
Ranking 3 2 position down today	Product myBlue Home Loan (Fixed Rate) (Principal and Interest)	Interest rate 2.34 % p.a Fixed - 3 years	Comparison Rate* 2.15 % p.a	Company Compare	Repayment $1,161 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.31 / 5
Ranking 4 1 position up today	Product Well Balanced	Interest rate 2.35 % p.a Fixed - 3 years	Comparison Rate* 2.00 % p.a	Company Compare	Repayment $1,162 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.09 / 5
Ranking 5 1 position up today	Product Live-in Fixed	Interest rate 2.34 % p.a Fixed - 3 years	Comparison Rate* 2.01 % p.a	Company Compare	Repayment $1,161 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.85 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 1 position up today	Product myBlue Home Loan (Fixed Rate) (Principal and Interest)	Interest rate 2.64 % p.a Fixed - 4 years	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,207 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.65 / 5		Highlighted
Ranking 2 2 position up today	Product Home Loan Package	Interest rate 2.39 % p.a Fixed - 4 years	Comparison Rate* 3.41 % p.a	Company Compare	Repayment $1,168 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.44 / 5	Cashback Enjoy a $2,500 cashback when you take out a home loan with us.
Ranking 3 1 position up today	Product Premier Package Home Loan	Interest rate 2.64 % p.a Fixed - 4 years	Comparison Rate* 2.99 % p.a	Company Compare	Repayment $1,207 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.06 / 5
Ranking 4 1 position up today	Product Live-in Fixed	Interest rate 2.79 % p.a Fixed - 4 years	Comparison Rate* 2.19 % p.a	Company Compare	Repayment $1,231 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.90 / 5
Ranking 5 1 position up today	Product Owner Occupied Home Loan	Interest rate 2.79 % p.a Fixed - 4 years	Comparison Rate* 2.79 % p.a	Company Compare	Repayment $1,231 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.85 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 1 position up today	Product Home Loan Package	Interest rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.43 % p.a	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.37 / 5	Cashback Enjoy a $2,500 cashback when you take out a home loan with us.	Highlighted
Ranking 2 1 position up today	Product Package	Interest rate 2.60 % p.a Fixed - 5 years	Comparison Rate* 2.84 % p.a	Company Compare	Repayment $1,201 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.27 / 5	Cashback Receive $3,288 when you refinance min of $250k ~ Ends in 24 days
Ranking 3 1 position up today	Product Premium Home Package	Interest rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 3.59 % p.a	Company Compare	Repayment $1,184 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.99 / 5
Ranking 4 1 position up today	Product Complete Package Fixed Owner Occupier	Interest rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.12 % p.a	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.90 / 5
Ranking 5 1 position up today	Product Premier Package Home Loan	Interest rate 2.64 % p.a Fixed - 5 years	Comparison Rate* 3.00 % p.a	Company Compare	Repayment $1,207 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.99 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking 1 3 position up today	Product Well Balanced	Interest rate 2.34 % p.a Fixed - 3 years	Comparison Rate* 2.25 % p.a	Company Compare	Repayment $1,161 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.84 / 5		Highlighted
Ranking 2 1 position up today	Product Package	Interest rate 2.39 % p.a Fixed - 3 years	Comparison Rate* 2.96 % p.a	Company Compare	Repayment $1,168 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.56 / 5	Cashback Receive $3,288 when you refinance min of $250k
Ranking 3 1 position up today	Product Fixed Rate Wealth Maximizer	Interest rate 2.34 % p.a Fixed - 3 years	Comparison Rate* 2.53 % p.a	Company Compare	Repayment $1,161 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.48 / 5
Ranking 4 1 position up today	Product myBlue Investment Loan (Fixed Rate) (Principal and Interest)	Interest rate 2.54 % p.a Fixed - 3 years	Comparison Rate* 2.54 % p.a	Company Compare	Repayment $1,192 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.65 / 5
Ranking 5 1 position up today	Product Premium Home Loan Package	Interest rate 2.90 % p.a Fixed - 3 years	Comparison Rate* 3.03 % p.a	Company Compare	Repayment $1,249 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.25 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.

Ranking 1 1 position up today	Product Freedom Fixed	Interest rate 2.54 % p.a Fixed - 5 years	Comparison Rate* 2.71 % p.a	Company Compare	Repayment $1,192 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.26 / 5		Highlighted
Ranking 2 1 position up today	Product Package	Interest rate 2.69 % p.a Fixed - 5 years	Comparison Rate* 3.05 % p.a	Company Compare	Repayment $1,215 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.04 / 5	Cashback Receive $3,288 when you refinance min of $250k
Ranking 3 1 position up today	Product Home Loan Package	Interest rate 2.75 % p.a Fixed - 5 years	Comparison Rate* 3.75 % p.a	Company Compare	Repayment $1,225 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.01 / 5	Cashback Enjoy a $2,500 cashback when you take out a home loan with us.
Ranking 4 1 position up today	Product Premium Home Loan Package	Interest rate 3.30 % p.a Fixed - 5 years	Comparison Rate* 3.32 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.14 / 5
Ranking 5 1 position up today	Product Advantage - Fixed - Investment	Interest rate 3.39 % p.a Fixed - 5 years	Comparison Rate* 3.34 % p.a	Company Compare	Repayment $1,329 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.07 / 5

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Data last updated on 6 Dec 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans for Self-Managed Super Funds. Assumes a a $400,000 mortgage.