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Home Loans Leaderboards

Looking for top-rated home loan offers on the market? Compare home loan ratings and see how we’ve ranked current Australian mortgages using Real-Time Ratings.

Best variable home loans

RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.

Ranking
1
5 position up today
Product

Select Variable Home Loan

Real Time Rating™

4.83

/ 5
Interest Rate

2.34

% p.a

Variable

Comparison Rate*

2.37

% p.a

Company
Repayment

$1,161

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.83

/ 5
Go to site
Ranking
2
1 position up today
Product

& Basic Home Loan

Real Time Rating™

4.69

/ 5
Interest Rate

2.44

% p.a

Variable

Comparison Rate*

2.44

% p.a

Company
Repayment

$1,176

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.69

/ 5
Go to site
Ranking
3
1 position up today
Product

The Essentials Low Rate Home Loan

Real Time Rating™

3.64

/ 5
Interest Rate

2.94

% p.a

Variable

Comparison Rate*

3.11

% p.a

Company
Repayment

$1,255

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.64

/ 5
Go to site
Ranking
4
1 position up today
Product

Standard Variable Home Loan

Real Time Rating™

4.62

/ 5

Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2022

Interest Rate

2.54

% p.a

Variable

Comparison Rate*

2.54

% p.a

Company
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.62

/ 5
Go to site

Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2022

Ranking
5
1 position up today
Product

Rate Lovers Variable Home Loan

Real Time Rating™

4.49

/ 5
Interest Rate

2.29

% p.a

Variable

Comparison Rate*

2.37

% p.a

Company
Repayment

$1,153

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.49

/ 5
Go to site

Best refinance home loans

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
1
1 position up today
Product

Select Variable Home Loan

Real Time Rating™

4.83

/ 5
Interest Rate

2.34

% p.a

Variable

Comparison Rate*

2.37

% p.a

Company
Repayment

$1,161

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.83

/ 5
Go to site
Ranking
2
1 position down today
Product

The Essentials Low Rate Home Loan

Real Time Rating™

3.83

/ 5
Interest Rate

2.84

% p.a

Variable

Comparison Rate*

3.01

% p.a

Company
Repayment

$1,239

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.83

/ 5
Go to site
Ranking
3
1 position down today
Product

& Basic Home Loan

Real Time Rating™

4.77

/ 5
Interest Rate

2.34

% p.a

Variable

Comparison Rate*

2.34

% p.a

Company
Repayment

$1,161

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.77

/ 5
Go to site
Ranking
4
1 position up today
Product

Refinance with Lendi

Real Time Rating™

4.67

/ 5
Interest Rate

2.44

% p.a

Variable

Comparison Rate*

2.45

% p.a

Company
Repayment

$1,176

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.67

/ 5
Go to site

Cashback

$2,000 cashback when you switch your home loan to us. ~ Ends in 6 months
Ranking
5
1 position up today
Product

Standard Variable Home Loan

Real Time Rating™

4.71

/ 5

Winner of Best Refinance Home Loan, RateCity Gold Awards 2022

Interest Rate

2.49

% p.a

Variable

Comparison Rate*

2.49

% p.a

Company
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.71

/ 5
Go to site

Winner of Best Refinance Home Loan, RateCity Gold Awards 2022

Best 3-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking
1
2 position up today
Product

Advantage - Fixed Home Loan (Special)

Real Time Rating™

2.07

/ 5
Interest Rate

6.09

% p.a

Fixed - 3 years

Comparison Rate*

3.51

% p.a

Company
Repayment

$1,816

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.07

/ 5
Go to site
Ranking
2
2 position up today
Product

Fixed Rate Home Loan

Real Time Rating™

2.60

/ 5
Interest Rate

4.04

% p.a

Fixed - 3 years

Comparison Rate*

4.18

% p.a

Company
Repayment

$1,439

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.60

/ 5
Go to site
Ranking
3
2 position up today
Product

Liberty Star

Real Time Rating™

2.12

/ 5
Interest Rate

3.84

% p.a

Fixed - 3 years

Comparison Rate*

4.14

% p.a

Company
Repayment

$1,405

monthly

Features
Redraw facility
Offset Account
Borrow up to 85%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.12

/ 5
Go to site
Ranking
4
2 position up today
Product

Fixed Rate Home Loan

Real Time Rating™

2.03

/ 5
Interest Rate

5.39

% p.a

Fixed - 3 years

Comparison Rate*

5.38

% p.a

Company
Repayment

$1,683

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Ranking
5
4 position down today
Product

Accelerator package home loan

Real Time Rating™

2.03

/ 5
Interest Rate

5.14

% p.a

Fixed - 3 years

Comparison Rate*

3.97

% p.a

Company
Repayment

$1,636

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site

Best 5-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.

Ranking
2
1 position up today
Product

Fixed Rate Home Loan

Real Time Rating™

1.97

/ 5
Interest Rate

5.60

% p.a

Fixed - 5 years

Comparison Rate*

5.26

% p.a

Company
Repayment

$1,722

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Go to site
Ranking
3
1 position up today
Product

myBlue Home Loan (Fixed Rate) (Principal and Interest)

Real Time Rating™

1.95

/ 5
Interest Rate

5.30

% p.a

Fixed - 5 years

Comparison Rate*

4.00

% p.a

Company
Repayment

$1,666

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.95

/ 5
Go to site
Ranking
4
1 position up today
Product

Basic Home Loan

Real Time Rating™

1.92

/ 5
Interest Rate

5.35

% p.a

Fixed - 5 years

Comparison Rate*

4.31

% p.a

Company
Repayment

$1,675

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Go to site
Ranking
5
1 position up today
Product

Mortgage Plus

Real Time Rating™

1.92

/ 5
Interest Rate

6.04

% p.a

Fixed - 5 years

Comparison Rate*

4.83

% p.a

Company
Repayment

$1,806

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Go to site
Ranking
6
1 position down today
Product

Complete Home Loan Fixed

Real Time Rating™

1.92

/ 5
Interest Rate

5.99

% p.a

Fixed - 5 years

Comparison Rate*

4.51

% p.a

Company
Repayment

$1,797

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Go to site

Best 2 year interest only investor home loans

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a two year term.

Ranking
1
1 position up today
Product

Select Fixed Investment Loan

Real Time Rating™

2.44

/ 5
Interest Rate

4.89

% p.a

Fixed - 2 years

Comparison Rate*

3.10

% p.a

Company
Repayment

$1,223

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.44

/ 5
Go to site
Ranking
2
1 position up today
Product

Advantage - Fixed - Investment

Real Time Rating™

2.07

/ 5
Interest Rate

6.09

% p.a

Fixed - 2 years

Comparison Rate*

4.16

% p.a

Company
Repayment

$1,523

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.07

/ 5
Go to site
Ranking
3
1 position up today
Product

Premium Home Loan Package

Real Time Rating™

2.26

/ 5
Interest Rate

4.85

% p.a

Fixed - 2 years

Comparison Rate*

3.77

% p.a

Company
Repayment

$1,213

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.26

/ 5
Go to site
Ranking
4
3 position down today
Product

Fixed Home Loan

Real Time Rating™

2.03

/ 5
Interest Rate

4.84

% p.a

Fixed - 2 years

Comparison Rate*

3.26

% p.a

Company
Repayment

$1,210

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Ranking
5
4 position up today
Product

Home Package Plus

Real Time Rating™

1.36

/ 5
Interest Rate

5.14

% p.a

Fixed - 2 years

Comparison Rate*

3.93

% p.a

Company
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.36

/ 5
Go to site

special

Home Package Plus Annual Fee reimbursed for the life of the loan.

Best 4 year interest only investor home loans

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a four year term.

Ranking
1
1 position down today
Product

Advantage - Fixed - Investment

Real Time Rating™

2.07

/ 5
Interest Rate

6.69

% p.a

Fixed - 4 years

Comparison Rate*

4.82

% p.a

Company
Repayment

$1,673

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.07

/ 5
Go to site
Ranking
2
1 position down today
Product

Freedom Package

Real Time Rating™

2.01

/ 5
Interest Rate

5.99

% p.a

Fixed - 4 years

Comparison Rate*

5.69

% p.a

Company
Repayment

$1,498

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Go to site
Ranking
3
1 position down today
Product

Fixed Rate Home Loan

Real Time Rating™

1.97

/ 5
Interest Rate

5.65

% p.a

Fixed - 4 years

Comparison Rate*

5.72

% p.a

Company
Repayment

$1,413

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Go to site
Ranking
4
1 position down today
Product

myBlue Investment Loan (Fixed Rate) (Interest Only)

Real Time Rating™

1.95

/ 5
Interest Rate

5.55

% p.a

Fixed - 4 years

Comparison Rate*

4.16

% p.a

Company
Repayment

$1,388

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.95

/ 5
Go to site
Ranking
5
1 position down today
Product

Complete Home Loan Investment Fixed

Real Time Rating™

1.92

/ 5
Interest Rate

6.29

% p.a

Fixed - 4 years

Comparison Rate*

4.49

% p.a

Company
Repayment

$1,573

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Go to site

Best investor variable home loans

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking
1
1 position up today
Product

Select Variable Home Loan

Real Time Rating™

4.24

/ 5
Interest Rate

2.69

% p.a

Variable

Comparison Rate*

2.72

% p.a

Company
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.24

/ 5
Go to site
Ranking
2
1 position up today
Product

Advantage Investment Home Loan (Special)

Real Time Rating™

1.97

/ 5
Interest Rate

4.24

% p.a

Variable

Comparison Rate*

4.28

% p.a

Company
Repayment

$1,474

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Go to site
Ranking
3
1 position up today
Product

Standard Variable Investment Loan

Real Time Rating™

3.05

/ 5
Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.20

% p.a

Company
Repayment

$1,288

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.05

/ 5
Go to site
Ranking
4
2 position up today
Product

Variable Home Loan

Real Time Rating™

3.05

/ 5
Interest Rate

3.24

% p.a

Variable

Comparison Rate*

3.24

% p.a

Company
Repayment

$1,304

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.05

/ 5
Go to site
Ranking
5
2 position up today
Product

Basic

Real Time Rating™

3.01

/ 5
Interest Rate

3.18

% p.a

Variable

Comparison Rate*

3.23

% p.a

Company
Repayment

$1,294

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.01

/ 5
Go to site

Best packaged home loans

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking
1
1 position up today
Product

Select Home Loan

Real Time Rating™

4.83

/ 5
Interest Rate

2.34

% p.a

Variable

Comparison Rate*

2.37

% p.a

Company
Repayment

$1,161

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.83

/ 5
Go to site
Ranking
2
1 position up today
Product

Home Loan Package

Real Time Rating™

4.50

/ 5
Interest Rate

2.44

% p.a

Variable

Comparison Rate*

2.88

% p.a

Company
Repayment

$1,176

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.50

/ 5
Go to site

special

$5,000 First Home Buyers Grant on eligible loans
Ranking
3
2 position up today
Product

Ultimate Home Loan Package

Real Time Rating™

4.27

/ 5
Interest Rate

2.49

% p.a

Variable

Comparison Rate*

2.88

% p.a

Company
Repayment

$1,184

monthly

Features
Redraw facility
Offset Account
Borrow up to 79.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.27

/ 5
Go to site
Ranking
4
2 position up today
Product

Expect More Home Loan Package

Real Time Rating™

4.29

/ 5
Interest Rate

2.69

% p.a

Variable

Comparison Rate*

2.71

% p.a

Company
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.29

/ 5
Go to site
Ranking
5
7 position up today
Product

Flexible Loan

Real Time Rating™

4.45

/ 5
Interest Rate

2.79

% p.a

Variable

Comparison Rate*

3.24

% p.a

Company
Repayment

$1,231

monthly

Features
Redraw facility
Offset Account
Borrow up to 50%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.45

/ 5
Go to site

Cashback

Refinance Home Loan with ME Bank and receive a $2500 cashback ~ Ends in about 2 months

Best investor 3-year fixed principal and interest loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking
2
2 position up today
Product

Liberty Star

Real Time Rating™

2.05

/ 5
Interest Rate

4.19

% p.a

Fixed - 3 years

Comparison Rate*

5.00

% p.a

Company
Repayment

$1,465

monthly

Features
Redraw facility
Offset Account
Borrow up to 85%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.05

/ 5
Go to site
Ranking
3
1 position down today
Product

Accelerator package home loan

Real Time Rating™

2.03

/ 5
Interest Rate

5.34

% p.a

Fixed - 3 years

Comparison Rate*

4.13

% p.a

Company
Repayment

$1,673

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Ranking
4
1 position up today
Product

Fixed Rate Home Loan

Real Time Rating™

2.03

/ 5
Interest Rate

4.89

% p.a

Fixed - 3 years

Comparison Rate*

5.24

% p.a

Company
Repayment

$1,590

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Ranking
5
1 position up today
Product

Freedom Package

Real Time Rating™

2.01

/ 5
Interest Rate

4.79

% p.a

Fixed - 3 years

Comparison Rate*

5.28

% p.a

Company
Repayment

$1,572

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Go to site
Ranking
6
1 position up today
Product

Wealth Builder Investor Package

Real Time Rating™

1.99

/ 5
Interest Rate

5.17

% p.a

Fixed - 3 years

Comparison Rate*

4.00

% p.a

Company
Repayment

$1,642

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.99

/ 5
Go to site

Best investor 3-year fixed interest only loans

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a three year term.

Ranking
1
1 position up today
Product

Advantage - Fixed - Investment

Real Time Rating™

2.07

/ 5
Interest Rate

6.49

% p.a

Fixed - 3 years

Comparison Rate*

4.49

% p.a

Company
Repayment

$1,623

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.07

/ 5
Go to site
Ranking
2
1 position up today
Product

Accelerator package home loan

Real Time Rating™

2.03

/ 5
Interest Rate

5.64

% p.a

Fixed - 3 years

Comparison Rate*

4.17

% p.a

Company
Repayment

$1,410

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Ranking
3
1 position up today
Product

Freedom Package

Real Time Rating™

2.01

/ 5
Interest Rate

4.99

% p.a

Fixed - 3 years

Comparison Rate*

5.33

% p.a

Company
Repayment

$1,248

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Go to site
Ranking
4
1 position up today
Product

Wealth Builder Investor Loan

Real Time Rating™

1.99

/ 5
Interest Rate

5.62

% p.a

Fixed - 3 years

Comparison Rate*

4.18

% p.a

Company
Repayment

$1,405

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.99

/ 5
Go to site
Ranking
5
1 position up today
Product

Fixed Rate Home Loan

Real Time Rating™

1.97

/ 5
Interest Rate

5.50

% p.a

Fixed - 3 years

Comparison Rate*

5.76

% p.a

Company
Repayment

$1,375

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Go to site

Best investor 5-year fixed principal and interest loans

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage.

Ranking
1
1 position down today
Product

Freedom Package

Real Time Rating™

2.01

/ 5
Interest Rate

5.69

% p.a

Fixed - 5 years

Comparison Rate*

5.63

% p.a

Company
Repayment

$1,739

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Go to site
Ranking
2
2 position down today
Product

Wealth Builder Investor Package

Real Time Rating™

1.99

/ 5
Interest Rate

5.74

% p.a

Fixed - 5 years

Comparison Rate*

4.73

% p.a

Company
Repayment

$1,749

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.99

/ 5
Go to site
Ranking
3
3 position down today
Product

Fixed Rate Home Loan

Real Time Rating™

1.97

/ 5
Interest Rate

5.75

% p.a

Fixed - 5 years

Comparison Rate*

5.68

% p.a

Company
Repayment

$1,751

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Go to site
Ranking
4
4 position down today
Product

myBlue Investment Loan (Fixed Rate) (Principal and Interest)

Real Time Rating™

1.95

/ 5
Interest Rate

5.45

% p.a

Fixed - 5 years

Comparison Rate*

4.27

% p.a

Company
Repayment

$1,694

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.95

/ 5
Go to site
Ranking
5
1 position up today
Product

Mortgage Plus

Real Time Rating™

1.92

/ 5
Interest Rate

6.09

% p.a

Fixed - 5 years

Comparison Rate*

4.89

% p.a

Company
Repayment

$1,816

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.92

/ 5
Go to site

Best investor 5-year fixed interest only loans

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.

Ranking
1
1 position down today
Product

Freedom Package

Real Time Rating™

2.01

/ 5
Interest Rate

5.99

% p.a

Fixed - 5 years

Comparison Rate*

5.76

% p.a

Company
Repayment

$1,498

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.01

/ 5
Go to site
Ranking
2
2 position down today
Product

Wealth Builder Investor Package

Real Time Rating™

1.99

/ 5
Interest Rate

5.84

% p.a

Fixed - 5 years

Comparison Rate*

4.97

% p.a

Company
Repayment

$1,460

monthly

Features
Redraw facility
Offset Account
Borrow up to 89.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.99

/ 5
Go to site
Ranking
3
3 position down today
Product

Fixed Rate Home Loan

Real Time Rating™

1.97

/ 5
Interest Rate

6.00

% p.a

Fixed - 5 years

Comparison Rate*

5.93

% p.a

Company
Repayment

$1,500

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5