RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.

Ranking 1 1 position up today	Product Standard Variable Home Loan	Advertised Rate 2.09 % p.a Variable	Comparison Rate* 2.09 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.58 / 5
Ranking 2 1 position up today	Product Lifestyle First Refinancer Special	Advertised Rate 1.94 % p.a Variable	Comparison Rate* 1.98 % p.a	Company Compare	Repayment $1,100 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.23 / 5
Ranking 3 1 position up today	Product Freedom Variable	Advertised Rate 2.17 % p.a Variable	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,135 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.42 / 5
Ranking 4 1 position down today	Product Super Saver	Advertised Rate 1.99 % p.a Variable	Comparison Rate* 2.05 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.18 / 5
Ranking 5 1 position down today	Product Star Essentials Home Loan	Advertised Rate 2.14 % p.a Variable	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,130 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.00 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

Today’s top-rated home loans for refinancing. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking 1 1 position up today	Product Standard Variable Home Loan	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 1.89 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.87 / 5
Ranking 2 2 position up today	Product Freedom Variable	Advertised Rate 1.97 % p.a Variable	Comparison Rate* 1.97 % p.a	Company Compare	Repayment $1,104 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.87 / 5
Ranking 3 2 position down today	Product Star Gold Home Loan special Limited Time Special - Applications must be received by the 31/05/2021.~ Ends in about 1 month	Advertised Rate 1.79 % p.a Variable	Comparison Rate* 1.84 % p.a	Company Compare	Repayment $1,078 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.77 / 5
Ranking 4 1 position up today	Product Momentum Home Loan	Advertised Rate 1.99 % p.a Variable	Comparison Rate* 2.01 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 59% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.84 / 5
Ranking 5 1 position up today	Product Dream Value Home Loan	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 2.28 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.68 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans for borrowing more than one million dollars. Assumes a $1 million home loan for an owner occupier, with a variable interest rate, an offset account and a maximum LVR of 80%.

Ranking 1 22 position up today	Product Standard Variable Home Loan	Advertised Rate 1.95 % p.a Variable	Comparison Rate* 1.99 % p.a	Company Compare	Repayment $1,101 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.65 / 5
Ranking 2 1 position down today	Product Standard Variable Home Loan	Advertised Rate 2.09 % p.a Variable	Comparison Rate* 2.09 % p.a	Company Compare	Repayment $1,122 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.58 / 5
Ranking 3 1 position down today	Product Freedom Variable	Advertised Rate 2.17 % p.a Variable	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,135 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.42 / 5
Ranking 4 1 position down today	Product Launch Special 80 special WLTH Launch Special~ Ends in about 1 month	Advertised Rate 2.19 % p.a Variable	Comparison Rate* 2.69 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.90 / 5
Ranking 5 1 position up today	Product Live-in Variable (With Offset)	Advertised Rate 2.19 % p.a Variable	Comparison Rate* 2.34 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.04 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated investment home loans with variable interest rates. Assumes a $400,000 mortgage and a maximum LVR of 80%.

Ranking 1 4 position up today	Product Well Balanced	Advertised Rate 2.24 % p.a Variable	Comparison Rate* 2.27 % p.a	Company Compare	Repayment $1,145 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.79 / 5
Ranking 2 1 position down today	Product Investor Rate Cutter	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.38 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.75 / 5
Ranking 3 1 position up today	Product Freedom Variable	Advertised Rate 2.47 % p.a Variable	Comparison Rate* 2.47 % p.a	Company Compare	Repayment $1,181 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.74 / 5
Ranking 4 1 position down today	Product Investment Variable	Advertised Rate 2.33 % p.a Variable	Comparison Rate* 2.34 % p.a	Company Compare	Repayment $1,159 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.48 / 5
Ranking 5 1 position down today	Product Low Rate Home Loan - Prime (Investment) (Principal and Interest)	Advertised Rate 2.39 % p.a Variable	Comparison Rate* 2.41 % p.a	Company Compare	Repayment $1,168 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.56 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated interest-only investor home loans. Assumes a $400,000 mortgage with a maximum LVR of 80%, paying interest only at a fixed rate for a five year term.

Ranking 1 1 position up today	Product Reward Me Fixed Rate Investment Loan Cashback $3000 cashback when you refinance.~ Ends in about 1 month	Advertised Rate 2.69 % p.a Fixed - 5 years	Comparison Rate* 3.04 % p.a	Company Compare	Repayment $673 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.97 / 5
Ranking 2 29 position up today	Product Basic Home Loan	Advertised Rate 2.80 % p.a Fixed - 5 years	Comparison Rate* 3.20 % p.a	Company Compare	Repayment $700 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.01 / 5
Ranking 3 1 position down today	Product Fixed Rate	Advertised Rate 2.69 % p.a Fixed - 5 years	Comparison Rate* 3.61 % p.a	Company Compare	Repayment $673 monthly	Features Redraw facility Offset Account Borrow up to 89% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.74 / 5
Ranking 4 1 position down today	Product Fixed Loan	Advertised Rate 2.79 % p.a Fixed - 5 years	Comparison Rate* 3.40 % p.a	Company Compare	Repayment $698 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.81 / 5
Ranking 5 1 position down today	Product Fixed Rate Home Loan	Advertised Rate 2.79 % p.a Fixed - 5 years	Comparison Rate* 3.40 % p.a	Company Compare	Repayment $698 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.72 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans that are available as a package with one or more other financial products, such as a credit card or bank account. Assumes a $400,000 mortgage with a variable interest rate for an owner occupier.

Ranking 1 1 position down today	Product Star Gold Home Loan special Limited Time Special - Applications must be received by the 31/05/2021.~ Ends in about 1 month	Advertised Rate 1.79 % p.a Variable	Comparison Rate* 1.84 % p.a	Company Compare	Repayment $1,078 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.77 / 5
Ranking 2 1 position down today	Product Dream Value Home Loan	Advertised Rate 1.89 % p.a Variable	Comparison Rate* 2.28 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.68 / 5
Ranking 3 1 position up today	Product Expect More Home Loan Package special Special offer for new Expect More Home Loan customers~ Ends in about 1 month	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.31 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.07 / 5
Ranking 4 1 position down today	Product Variable Loan Package Cashback Refinance and enjoy $4,000 cashback per property on home loans over $250,000~ Ends in 10 days	Advertised Rate 3.04 % p.a Variable	Comparison Rate* 3.46 % p.a	Company Compare	Repayment $760 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.33 / 5
Ranking 5 2 position up today	Product Package Cashback Receive $3,288 when you refinance min of $250k to HSBC	Advertised Rate 2.54 % p.a Variable	Comparison Rate* 2.97 % p.a	Company Compare	Repayment $1,192 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.68 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans from one of Australia’s major financial institutions. Assumes a $400,000 mortgage for an owner-occupier, with a variable interest rate and a maximum LVR of 80%.

Ranking 1 1 position up today	Product Home Value Loan Cashback Receive $3,288 when you refinance min of $250k to HSBC	Advertised Rate 2.44 % p.a Variable	Comparison Rate* 2.45 % p.a	Company Compare	Repayment $1,176 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.02 / 5
Ranking 2 2 position up today	Product Basic Home Loan special Establishment fee waived on Basic Home Loans of $150k+	Advertised Rate 2.49 % p.a Variable	Comparison Rate* 2.51 % p.a	Company Compare	Repayment $1,184 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.34 / 5
Ranking 3 1 position down today	Product Back to Basics Home Loan Special Offer	Advertised Rate 2.44 % p.a Variable	Comparison Rate* 2.45 % p.a	Company Compare	Repayment $1,176 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.54 / 5
Ranking 4 5 position up today	Product AMP Bank Basic Package Variable Home Loan (Interest Only)	Advertised Rate 2.99 % p.a Variable	Comparison Rate* 2.95 % p.a	Company Compare	Repayment $748 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.03 / 5
Ranking 5 1 position down today	Product Mortgage Simplifier	Advertised Rate 2.49 % p.a Variable	Comparison Rate* 2.52 % p.a	Company Compare	Repayment $1,184 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.26 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate

Ranking 1 1 position up today	Product Variable Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more~ Ends in 10 days	Advertised Rate 2.19 % p.a Variable	Comparison Rate* 2.20 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.01 / 5
Ranking 2 1 position up today	Product Owner Occupier Accelerates - Celebrate (Principal and Interest)	Advertised Rate 2.19 % p.a Variable	Comparison Rate* 2.19 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5
Ranking 3 1 position down today	Product First Home Loan	Advertised Rate 2.79 % p.a Variable	Comparison Rate* 2.84 % p.a	Company Compare	Repayment $698 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.26 / 5
Ranking 4 18 position up today	Product Firefighter Privilege Package	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.63 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 79.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.63 / 5
Ranking 5 1 position down today	Product Savvy First Home Buyer Loan	Advertised Rate 2.42 % p.a Variable	Comparison Rate* 3.22 % p.a	Company Compare	Repayment $1,173 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.30 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated home loans with a deposit requirement of 5% or less. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate and a maximum LVR of 95% or more.

Ranking 1 18 position up today	Product Momentum Home Loan	Advertised Rate 2.29 % p.a Variable	Comparison Rate* 2.31 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.13 / 5
Ranking 2 4 position up today	Product Basic Home Loan special Establishment fee waived on Basic Home Loans of $150k+	Advertised Rate 2.54 % p.a Variable	Comparison Rate* 2.56 % p.a	Company Compare	Repayment $1,192 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.22 / 5
Ranking 3 1 position down today	Product Flexi First Option Home Loan special Establishment fee waived for Flexi First Option Home Loan	Advertised Rate 2.29 % p.a Intro 24 months	Comparison Rate* 2.72 % p.a	Company Compare	Repayment $1,231 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.17 / 5
Ranking 4 40 position up today	Product Standard Variable Home Loan	Advertised Rate 2.59 % p.a Variable	Comparison Rate* 2.69 % p.a	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.18 / 5
Ranking 5 38 position up today	Product Bare Essentials (Principal and Interest)	Advertised Rate 2.59 % p.a Variable	Comparison Rate* 2.64 % p.a	Company Compare	Repayment $1,199 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.04 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 50 position up today	Product My Blue Home Loan (Fixed Rate) (Principal and Interest)	Advertised Rate 1.94 % p.a Fixed - 3 years	Comparison Rate* 2.05 % p.a	Company Compare	Repayment $1,100 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5
Ranking 2 1 position up today	Product 3 Year Fixed (Owner Occupied Principal & Interest) special Limited time only. Apply by April 29 2021. Application to be settled within 90 days in order to be eligible. ~ Ends in 8 days	Advertised Rate 1.75 % p.a Fixed - 3 years	Comparison Rate* 2.22 % p.a	Company Compare	Repayment $1,072 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.80 / 5
Ranking 3 1 position down today	Product Live-in Fixed	Advertised Rate 1.99 % p.a Fixed - 3 years	Comparison Rate* 2.15 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.24 / 5
Ranking 4 1 position down today	Product Well Balanced	Advertised Rate 2.04 % p.a Fixed - 3 years	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,115 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5
Ranking 5 1 position down today	Product Fixed Loan Package Cashback Refinance and enjoy $4,000 cashback per property on home loans over $250,000~ Ends in 10 days	Advertised Rate 1.89 % p.a Fixed - 3 years	Comparison Rate* 3.03 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.41 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 9 position up today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	Advertised Rate 1.89 % p.a Fixed - 4 years	Comparison Rate* 3.16 % p.a	Company Compare	Repayment $1,092 monthly	Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5
Ranking 2 4 position up today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	Advertised Rate 1.94 % p.a Fixed - 4 years	Comparison Rate* 3.21 % p.a	Company Compare	Repayment $1,100 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5
Ranking 3 17 position up today	Product My Blue Home Loan (Fixed Rate) (Principal and Interest)	Advertised Rate 2.04 % p.a Fixed - 4 years	Comparison Rate* 2.07 % p.a	Company Compare	Repayment $1,115 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.39 / 5
Ranking 4 1 position down today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback~ Ends in 2 months	Advertised Rate 1.99 % p.a Fixed - 4 years	Comparison Rate* 3.26 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5
Ranking 5 1 position down today	Product Premier Advantage Package Cashback Upto $3,000 refinance cashback for new Owner Occupier and Investment Loans. ~ Ends in 2 months	Advertised Rate 1.99 % p.a Fixed - 4 years	Comparison Rate* 3.29 % p.a	Company Compare	Repayment $1,107 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.49 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 3 position up today	Product Premium Home Loan Package	Advertised Rate 2.10 % p.a Fixed - 5 years	Comparison Rate* 2.77 % p.a	Company Compare	Repayment $1,124 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.89 / 5
Ranking 2 1 position up today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	Advertised Rate 2.19 % p.a Fixed - 5 years	Comparison Rate* 3.19 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5
Ranking 3 1 position down today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	Advertised Rate 2.19 % p.a Fixed - 5 years	Comparison Rate* 3.19 % p.a	Company Compare	Repayment $1,138 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.64 / 5
Ranking 4 1 position down today	Product Fixed Rate Classic Home Loan Cashback $4000 Refinance cashback~ Ends in 2 months	Advertised Rate 2.29 % p.a Fixed - 5 years	Comparison Rate* 2.75 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.62 / 5
Ranking 5 1 position up today	Product Advantage Package Cashback Up to $4,000 Refinance Cashback~ Ends in 2 months	Advertised Rate 2.29 % p.a Fixed - 5 years	Comparison Rate* 3.29 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.51 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning

RateCity's top-rated principal and interest investor home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage.

Ranking 1 26 position up today	Product Premium Home Loan Package	Advertised Rate 2.15 % p.a Fixed - 3 years	Comparison Rate* 2.99 % p.a	Company Compare	Repayment $1,131 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.28 / 5
Ranking 2 1 position down today	Product Well Balanced	Advertised Rate 2.29 % p.a Fixed - 3 years	Comparison Rate* 2.39 % p.a	Company Compare	Repayment $1,153 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.99 / 5
Ranking 3 1 position down today	Product Investment Fixed	Advertised Rate 2.25 % p.a Fixed - 3 years	Comparison Rate* 2.55 % p.a	Company Compare	Repayment $1,147 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5
Ranking 4 1 position down today	Product Freedom Fixed	Advertised Rate 2.37 % p.a Fixed - 3 years	Comparison Rate* 2.28 % p.a	Company Compare	Repayment $1,165 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.79 / 5
Ranking 5 62 position up today	Product My Blue Investment Loan (Fixed Rate) (Principal and Interest)	Advertised Rate 2.34 % p.a Fixed - 3 years	Comparison Rate* 2.49 % p.a	Company Compare	Repayment $1,161 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.77 / 5

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Data last updated on 20 Apr 2021

Read our important disclosures and general advice warning