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- Liberty Low Deposit Home Loan
Liberty Low Deposit Home Loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
8.89%
Comparison rate* p.a.
9.64%
Liberty Low Deposit Home Loan
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
8.89%
Comparison rate* p.a.
9.64%
Calculate your repayments for this loan
Your estimated repayment
$3,984
based on 500000 loan amount for 25 years at 8.89%
Monthly Repayment
$3,984
Total interest
$934,097
Total payments
$1,434,097
Start date
05-2024
End date
05-2049
Pros and Cons
For Liberty Low Deposit Home Loan
Benefits
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Higher than average interest rate
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Liberty Financial Variable Rate Home Loan overview
For Liberty Low Deposit Home Loan
Details
Maximum LVR
95%
Total repayments
$1,434,097
Interest rate type
Variable
Borrowing range
$50k - $900k
Suitable for
Owner Occupiers
Loan term range
0 - 45 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Liberty Financial Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$330
Application fee
$0
Legal fee
$0
Valuation fee
$330
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$295
Discharge fee
$395