- Home
- Home Loans
- loans.com.au
- SMSF 80
SMSF 80
- Investor
- Fixed 3 years
- 20% min deposit
- P&I
Interest rate p.a.
7.09%
Comparison rate* p.a.
7.42%
SMSF 80
- Investor
- Fixed 3 years
- 20% min deposit
- P&I
Interest rate p.a.
7.09%
Comparison rate* p.a.
7.42%
loans.com.au Fixed - 3 years Rate Home Loan overview
For SMSF 80 Fixed 3 Years
No owner occupier products available
Details
Maximum LVR
80%
Total repayments
Interest rate type
Fixed - 3 years
Borrowing range
$50k - $1m
Suitable for
Investors, Self-Managed Super Funds
Loan term range
15 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit loans.com.au Pty Ltd to view Target Market Determination.
Features
Extra repayments
Allowed with restrictions
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$230
Application fee
$0
Legal fee
$0
Valuation fee
$230
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$300
Other Restrictions
$350 Rate lock fee is mandatory for 5yr fixed rate products
Pros and Cons
For SMSF 80
Benefits
- No ongoing fees
Drawbacks
- Limited extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
