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Macquarie Credit Union home loans

Macquarie Credit Union is a financial institution that offers a full range of banking services including home and car loans, savings deposits, credit cards and insurance products.

Macquarie Credit Union, based in Dubbo, was established to service the needs of the employees and families of local, state or federal government agencies in NSW or the ACT and essential energy services. Anyone working for these organisations or residing in the Dubbo local government area can become a member.

The credit union meets the same regulatory standards as banks and is a long-standing financial service provider. The difference between credit unions and the banks is that Macquarie Credit Union guarantees to serve its members first rather than profit making.

Macquarie Credit Union Home Loan Calculator  
Interested in a Macquarie Credit Union home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Macquarie Credit Union compares to its competitors. Simply plug in your borrowing amount below.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Macquarie Credit Union


  • Variety of home loan products to choose from.
  • Package deals available to bundle financial products and get discounts.
  • Flexible home loans for investors and owner-occupiers.
  • Generous borrowing limits for home loans and low interest rates.
  • Comprehensive customer service offering.


  • Must be a member.
  • Limited branch access.
  • Minimum asset/liability levels on some home loans.
  • Limited ATM access.

Macquarie Credit Union Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Macquarie Credit Union customer service

Macquarie Credit Union has a head office in Dubbo which you can visit five days a week. Customers are also able to ring Macquarie Credit Union staff at their call centre or conduct telephone or internet banking 24/7. They also offer access to RediATM facilities.

  • Customer service centre (phone)
  • ATMs
  • Mobile app
  • Online banking
  • Email inquiries
  • NSW branch

How to Apply

Macquarie Credit Union offers a number of different ways to apply for a home loan, but first, you must be a member. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding your debts and assets.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.