Important disclosure

4.39
% p.a
Variable
4.43
% p.a
$1,649
based on $300,000 loan amount for 25 years at 4.39%
Calculate your repayments for this loan
Your estimated repayment
$1,649
based on $300,000 loan amount for 25 years at 4.39%
Macquarie Credit Union home loans are available through brokers who can help find the right loan and manage your application at no charge.
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Neat Home Loan
3.14
% p.a
Variable
3.16
% p.a
A straightforward home loan with a low variable rate, unlimited extra repayments with redraw, and no ongoing fees.
Quick home loan review
For Basic Low Rate Invesment Loan
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Redraw facility available
- Extra repayments and redraw facility
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Basic Low Rate Invesment Loan
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $494,700 |
Interest rate type Variable | |
Borrowing range
$150k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $50 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 570 | Application fee 250 |
Legal fee $0 | Valuation fee $320 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 200 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Macquarie Credit Union to view Target Market Determination.
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