1. Home
  2. Home Loans
  3. Mortgage House
  4. Advantage Fixed Investment Loan 5 Years (Interest Only)
product logo

Advantage Fixed Investment Loan 5 Years (Interest Only)

Discount Variable Home Loan

Special$0 Application fee 

Make the move to UBank's award winning home loan

Advertised Rate
Comparison Rate*

3.09%

3.09%

Owner Occupier Discounted...

company logo
UBank terms and conditions
Promoted
Advertised rate
5.46%
Fixed - 5 years then 4.74%
Comparison rate*
5.26%
monthly Repayment
$0
Compare

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

MonthlyFortnightlyWeekly

Pros and Cons

Pros:
  • 100% full offset account
  • Extra repayments + redraw services
  • Free redraw facility
  • Repayments will not change during fixed period
Cons:
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates
Advertisement
Advertisement

Fees and Features

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$100k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$341,400
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$945.00
Application fee
Application fee
$300
Settlement fee
Settlement fee
$250
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$395
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$100k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$341,400
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$945.00
Application fee
Application fee
$300
Settlement fee
Settlement fee
$250
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$395
Ongoing fee
Ongoing fee
$10 monthly
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Mortgage House is one of Australia’s fastest growing non-bank lenders. Since opening its doors in 1986, Mortgage House has expanded its network to include over 30 nationwide Home Loan Centres. Mortgage House provides its customers with a broad range of home loans. This lender has won numerous awards for its loan products and customer service, including the Your Mortgage Award for Best 3 Year Fixed Loan in the non-bank category as well as Best Customer Service in the Australian Mortgage Awards.

Mortgage House Home Loan Calculator  
Interested in a Mortgage House home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Mortgage House compares to its competitors. Simply plug in your borrowing amount below.

Similar home loans searches

Related articles

Cash rate on hold in October but low rates prevail

... to finding a home loan. “Whether it's variable or fixed, rates are at ... prior Average Home Loan Rates 1 yr 2 yrs 3 yrs 4 yrs 5 yrs variable October ...

RateCity Staff

RateCity Staff

( 3 min read )

Borrowers rush to fix

RateCity data shows almost one third of all its home loan applications in April, and 22 percent in March, were for fixed rate mortgages. Just 16 ... are taking advantage of low fixed rates and locking in their home loans at ... as below 5 percent. “There is no telling how low fixed interest rates ...

Laine Gordon

Laine Gordon

( 3 min read )

CoreLogic tracks slowing housing affordability

CoreLogic has crunched the numbers to confirm what many of us suspected - Australia's housing affordability worsened over the first quarter of 2017, with several measuring ... calculating mortgage repayments on an 80% loan to value ratio (LVR) mortgage ... Region Price to income ratio Yrs of household income reqired for ...

Mark Bristow

Mark Bristow

( 4 min read )

Honeymoon rates leave a $33,000 sting in the tail

New research from RateCity.com.au shows more than a dozen lenders are using honeymoon rates to attract new home loan customers, with deals that could see borrowers ... not they are short-sighted quick fixes,” she said. “The day after ... paid after 30 yrs Community First Credit Union Honeymoon home loan 3.65% 5.17 ...

Laine Gordon

Laine Gordon

( 3 min read )

First home buyers - it's now or never

If you've been scrimping and saving for your first home, you may want to consider buying sooner rather than later while the property market is still hot - er ... Choice Credit Union Fixed Loan Package Fixed 3 years 3.84 4.64 Suncorp Bank Home Package Plus Fixed ...

Alex Ritchie

Alex Ritchie

( 4 min read )

Popular home loans searches

View all
Compare your product with the big 4 banks, or add more products to compare
As seen on