RateCity.com.au
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RateCity.com.au

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

Loan Amount

$

Loan Term

years
Product

Fixed Housing Loans

Real Time Rating™

2.26

/ 5
Interest Rate

2.11

% p.a

Fixed - 1.5 years

Comparison Rate*

3.75

% p.a

Company
Repayment

$1,288

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.26

/ 5
Go to site
Product

Discounted Variable Rate Home Loan

Real Time Rating™

4.04

/ 5
Interest Rate

2.13

% p.a

Variable

Comparison Rate*

4.15

% p.a

Company
Repayment

$1,291

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.04

/ 5
Go to site
Product

Fixed Rate 18 months Special Construction offer (Owner Occupied)

Real Time Rating™

1.82

/ 5
Interest Rate

2.21

% p.a

Fixed - 1.5 years

Comparison Rate*

4.42

% p.a

Company
Repayment

$1,302

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.82

/ 5
Go to site
Product

Discounted Variable Rate Home Loan

Real Time Rating™

3.80

/ 5
Interest Rate

2.23

% p.a

Variable

Comparison Rate*

4.38

% p.a

Company
Repayment

$1,305

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.80

/ 5
Go to site
Product

6 month Variable Introductory Option Rate

Real Time Rating™

3.05

/ 5
Interest Rate

2.24

% p.a

Intro 6 months

Comparison Rate*

4.37

% p.a

Company
Repayment

$1,307

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.05

/ 5
Go to site
Product

Fixed Rate

Real Time Rating™

1.48

/ 5
Interest Rate

2.49

% p.a

Fixed - 1 year

Comparison Rate*

4.39

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.48

/ 5
Go to site
Product

Premium Choice Home Loan

Real Time Rating™

1.55

/ 5
Interest Rate

2.55

% p.a

Fixed - 1 year

Comparison Rate*

4.31

% p.a

Company
Repayment

$1,353

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.55

/ 5
Go to site
Product

Classic Home Loan

Real Time Rating™

2.10

/ 5
Interest Rate

2.59

% p.a

Fixed - 1 year

Comparison Rate*

4.14

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.10

/ 5
Go to site
Product

6 month Variable Introductory Option Rate

Real Time Rating™

2.05

/ 5
Interest Rate

2.64

% p.a

Intro 6 months

Comparison Rate*

4.39

% p.a

Company
Repayment

$1,367

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.05

/ 5
Go to site
Product

Premium Choice Investment Loan

Real Time Rating™

1.55

/ 5
Interest Rate

2.70

% p.a

Fixed - 1 year

Comparison Rate*

4.71

% p.a

Company
Repayment

$1,376

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.55

/ 5
Go to site
Product

Fixed Rate Home Loan

Real Time Rating™

2.03

/ 5
Interest Rate

2.75

% p.a

Fixed - 2 years

Comparison Rate*

4.27

% p.a

Company
Repayment

$1,384

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.03

/ 5
Go to site
Product

Premium Investment Loan

Real Time Rating™

2.14

/ 5
Interest Rate

2.79

% p.a

Fixed - 1 year

Comparison Rate*

4.06

% p.a

Company
Repayment

$1,390

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.14

/ 5
Go to site
Product

Total Home Loan Package

Real Time Rating™

1.76

/ 5
Interest Rate

2.79

% p.a

Fixed - 1 year

Comparison Rate*

4.19

% p.a

Company
Repayment

$1,390

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.76

/ 5
Go to site
Product

Classic Home Loan

Real Time Rating™

2.10

/ 5
Interest Rate

2.79

% p.a

Fixed - 1 year

Comparison Rate*

4.63

% p.a

Company
Repayment

$1,390

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.10

/ 5
Go to site
Product

Fixed Housing Loans

Real Time Rating™

1.71

/ 5
Interest Rate

2.80

% p.a

Fixed - 1 year

Comparison Rate*

3.89

% p.a

Company
Repayment

$1,392

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.71

/ 5
Go to site