Fixed Home Loan (Principal and Interest) 3 Years (LVR < 80%)
- Last updated on 15 Aug 2020
Well Balanced Home Loan Fixed 2 Years
2.22%
Fixed - 2 years
2.34%
Well Balanced
2.39%
Fixed - 3 years
4.04%
$1,168
based on $300,000 loan amount for 25 years
Pros
- No ongoing fees
- Repayments will not change during fixed period
Cons
- No redraw and no offset
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Maximum LVR 80% | Interest rate structure Fixed - 3 years |
Borrowing range $30k - $3m | Total Repayments $420,480 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account No |
Extra repayments Unlimited extra repayments | Redraw facility |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $900 | Application fee $600 |
Settlement fee $300 | Valuation fee $0 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $250 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
Compare and review home loans with similar features
MyState is an Australian financial group that was founded as the Connect Credit Union. It was renamed MyState Bank in 2014 and is the largest Tasmanian-owned financial organisation.
MyState is based in Hobart and provides a range of financial products, such as personal, business and home loans, bank accounts, credit cards, insurance and agribusiness. It also has a wealth management service that offers financial planning and investment advice.
MyState Home Loan Calculator
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