NAB Base Variable Investment Loan (Principal and Interest) | Review & Compare Home Loans

Base Variable Rate Home Loan

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Advertised Rate

3.97

% p.a

Variable

Comparison Rate*

3.97

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,579

based on $300,000 loan amount for 25 years at 3.97%

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Summary
Features & fees
Similar Products
Latest News

Advertised Rate

3.97

% p.a

Variable

Comparison Rate*

3.97

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,579

based on $300,000 loan amount for 25 years at 3.97%

Calculate your repayments for this loan

Your estimated repayment

$1,579

based on $300,000 loan amount for 25 years at 3.97%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,262

based on $300,000 loan amount for 25 years at 2.98%

Advertised Rate

2.98

% p.a

Variable

Comparison Rate*

3.02

% p.a

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,153

based on $300,000 loan amount for 25 years at 2.29%

Advertised Rate

2.29

% p.a

Fixed - 2 years

Comparison Rate*

3.46

% p.a

Cashback

Refinance and get $3000 for new Owner Occupier (Principal & Interest) and Residential Investment loans. Apply by 30th November 2021 and settle by 28th February 2022. Terms and conditions apply.*

Real Time Rating™

More Features

Quick home loan review

For Base Variable Investment Loan (Principal and Interest)

These are the benefits of this home loan.

No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

No offset account
Higher than average interest rate
Not available for first home buyers
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Base Variable Investment Loan (Principal and Interest)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $473,700 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $20k - $100m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 350

Application method

Online	Phone
Broker Talk to an expert	In branch

Specials

Cashback $2,000 cashback when you refinance a loan of $250,000 or more

Target Market Determination

Visit NAB to view Target Market Determination.

Other Benefits

Application fee waiver (usually $600)

Compare and review home loans with similar features

TMD

Advertised Rate

2.09

% p.a

Variable

Comparison Rate*

2.18

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

2.34

% p.a

Variable

Comparison Rate*

2.34

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

2.98

% p.a

Variable

Comparison Rate*

3.02

% p.a

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.39

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $20k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

NAB allows you to have this loan for a range of 1 to 30 years.

NAB allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact NAB.

Yes, this NAB loan is available through a broker. Find a broker to help you with your needs.

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