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Base Variable Rate Home Loan
RateCity Says: This special variable interest rate for owner occupiers lets you make extra repayments, access a redraw facility, and pay no upfront or ongoing fees.

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2.94
% p.a
Variable
2.98
% p.a
$1,413
based on $300,000 loan amount for 25 years at 2.94%

On this page
2.94
% p.a
Variable
2.98
% p.a
$1,413
based on $300,000 loan amount for 25 years at 2.94%
Calculate your repayments for this loan
Your estimated repayment
$1,413
based on $300,000 loan amount for 25 years at 2.94%
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Quick home loan review
For Base Variable Home Loan Special (Principal and Interest) (LVR < 80%) (New Customer)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
These are the drawbacks of this home loan.
- No offset account
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Base Variable Home Loan Special (Principal and Interest) (LVR < 80%) (New Customer)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $423,900 |
Interest rate type Variable | |
Borrowing range
$20k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
- Cashback $2,000 cashback when you refinance a loan of $250,000 or more
Target Market Determination
Visit NAB to view Target Market Determination.
Other Benefits
Application fee waiver (usually $600)
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