NAB Base Variable Home Loan Special (Principal and Interest) (LVR < 80%) | Review & Compare Home Loans

Base Variable Rate Home Loan

RateCity Says: This special variable interest rate for owner occupiers lets you make extra repayments, access a redraw facility, and pay no upfront or ongoing fees.

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Interest Rate

2.94

% p.a

Variable

Comparison Rate*

2.98

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

2.94

% p.a

Variable

Comparison Rate*

2.98

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

Calculate your repayments for this loan

Your estimated repayment

$1,413

based on $300,000 loan amount for 25 years at 2.94%

Here are some similar home loans that you may be interested in

TMD

Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.87

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,367

based on $300,000 loan amount for 25 years at 2.64%

Interest Rate

2.64

% p.a

Variable

Comparison Rate*

2.56

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

More Features

Monthly Repayment

$1,423

based on $300,000 loan amount for 25 years at 3%

Interest Rate

2.60

% p.a

Intro 24 months

Comparison Rate*

2.96

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Base Variable Home Loan Special (Principal and Interest) (LVR < 80%) (New Customer)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

No offset account
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Base Variable Home Loan Special (Principal and Interest) (LVR < 80%) (New Customer)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $423,900 View repayment schedule »
Next LVR 3.74% for max LVR 95%	Interest rate type Variable
Borrowing range $20k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 350

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Available

Not available

Data not captured

Specials

Cashback $2,000 cashback when you refinance a loan of $250,000 or more

Target Market Determination

Visit NAB to view Target Market Determination.

Other Benefits

Application fee waiver (usually $600)

Checkout more home loans

Interest Rate

2.60

% p.a

Variable

Comparison Rate*

2.63

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.85

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

3.73

% p.a

Variable

Comparison Rate*

3.73

% p.a

Rewards

Earn 300,000 Qantas Points for eligible home loans over $300k ~ Ends in about 2 months

Real Time Rating™

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.87

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Product data updated on 28 Jun 2022

FAQs

The range you can borrow from this loan is $20k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

NAB allows you to have this loan for a range of 1 to 30 years.

NAB allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact NAB.

Yes, this NAB loan is available through a broker. Find a broker to help you with your needs.

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