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Choice Package Tailored Home Loan Fixed (Principal and Interest) 4 Years

For any query, Call: 1300 001 153
Cashback$2,000 bonus when you refinance your home loan with NAB 
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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • Extra low interest rate for refinancers
  • No upfront fees
  • Suitable for low deposits
  • Parents can sign as guarantor
Cons:
  • Limited extra repayments
  • No redraw and no offset
  • Annual fee charged
  • Discharge fee at end of loan
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Fees and Features

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 4 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$435,600
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Fixed - 4 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$435,600
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Allowed with restrictions
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
  • Cashback $2,000 bonus when you refinance your home loan with NAB
    Drawdown by 31 December 2019. Not available for refinances of existing from UBank, Advantedge or NAB home loans. At home loan drawdown, the primary home loan applicant must: Hold a personal NAB transaction account and continue holding it for the next 90 days: The nominated NAB transaction account must be open at the time the $2,000 Refinance Offer is to be credited to the account.

National Australia Bank, more commonly known as NAB, is one of the big four banks in Australia. NAB is headquartered in Melbourne and has more than 900 locations across the country. NAB has over 30,000 employees who serve over 9,000,000 customers.

NAB offers a wide range of home loan products, including mortgages for first-time buyers, investors, and renovators. It also offers customers the option of moving their current home loan to NAB.

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