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NAB

Tailored Home Loan

Interest Rate

5.29

% p.a

Fixed - 4 years

Comparison Rate*

5.54

% p.a

Maximum LVR
80%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

Interest Rate

5.29

% p.a

Fixed - 4 years

Comparison Rate*

5.54

% p.a

Maximum LVR
80%
Real Time Rating™

1.14

/ 5
Monthly Repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,323

based on $300,000 loan amount for 25 years at 5.29%

NAB home loans are available through brokers who can help find the right loan and manage your application at no charge.

Melissa Huynh

5.0
1 Reviews

Get expert advice from a home loans specialist.

Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.

VIC3121

ACL: 481374

Quick home loan review

For Tailored Investment Loan Fixed (Interest Only in Advance) 4 Years

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • Limited extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Not available for first home buyers
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan
    • No repayment holidays

    Home loan overview

    For Tailored Investment Loan Fixed (Interest Only in Advance) 4 Years

    TMD

    Details

    Maximum LVR

    80%

    Total Repayments

    Next LVR

    Interest rate type

    Fixed - 4 years

    Borrowing range

    Suitable for

    Investors

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Monthly

    Features

    Extra repayments

    Yes - limited to $20000

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    600

    Application fee

    600

    Valuation fee

    $0

    Settlement fee

    0

    Other upfront fee

    0

    Ongoing fee

    $8 monthly

    Discharge fee

    350

    Application method

    Online

    Phone

    In branch

    Available
    Not available
    Data not captured
    Specials
    • Cashback $2,000 cashback when you refinance a loan of $250,000 or more

    Target Market Determination

    Visit NAB to view Target Market Determination.

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $20k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

    What's the maximum length for this loan?

    NAB allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    NAB allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $600 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    How do you apply for this loan?

    To apply for this loan, please contact NAB.

    Can a broker help me with this loan?

    Yes, this NAB loan is available through a broker. Find a broker to help you with your needs.