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Newcastle Permanent Building Society

Premium Plus Package Credit Facility

Interest rate

4.29

% p.a

Variable

Comparison Rate*

4.69

% p.a

Maximum LVR
80%
Real Time Rating™

1.08

/ 5
Monthly Repayment

$1,632

based on $300,000 loan amount for 25 years at 4.29%

Interest rate

4.29

% p.a

Variable

Comparison Rate*

4.69

% p.a

Maximum LVR
80%
Real Time Rating™

1.08

/ 5
Monthly Repayment

$1,632

based on $300,000 loan amount for 25 years at 4.29%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,632

based on $300,000 loan amount for 25 years at 4.29%

Quick home loan review

For Premium Plus Package Credit Facility Home Loan ($500k-$750k)

These are the benefits of this home loan.

  • No upfront fees
  • Split account option

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Ongoing fee
  • Discharge fee at end of loan

Home loan overview

For Premium Plus Package Credit Facility Home Loan ($500k-$750k)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Line of Credit, Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

250

Application method

Online

Phone

In branch

Specials
  • Cashback Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.
    Apply by 31 March 2022 The total loan refinanced, either jointly or individually with NPBS must be $250,000 or more, and The refinanced loan must have a maximum Loan to Valuation Ratio of 80%. Limited time offer extended, T&Cs apply.

Target Market Determination

Visit Newcastle Permanent Building Society to view Target Market Determination.

Other Benefits

$0 annual Value+ Credit Card fee, $0 application fee for Personal and Car Loans

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $500k to $750k.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Newcastle Permanent Building Society allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Newcastle Permanent Building Society allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Newcastle Permanent Building Society.

Can a broker help me with this loan?

Yes, this Newcastle Permanent Building Society loan is available through a broker. Find a broker to help you with your needs.