Northern Inland CU Dream Value Package Home Loan (Principal and Interest) (LVR 80%-90%) | Review & Compare Home Loans

Dream Value Home Loan

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Interest Rate

3.83

% p.a

Variable

Comparison Rate*

4.18

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

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Summary
Features & fees
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Interest Rate

3.83

% p.a

Variable

Comparison Rate*

4.18

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

Calculate your repayments for this loan

Your estimated repayment

$1,555

based on $300,000 loan amount for 25 years at 3.83%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,311

based on $300,000 loan amount for 25 years at 2.27%

Interest Rate

2.27

% p.a

Fixed - 2 years

Comparison Rate*

2.69

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,308

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Interest Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Dream Value Package Home Loan (Principal and Interest) (LVR 80%-90%)

These are the benefits of this home loan.

No upfront fees
100% full offset account
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Higher than average interest rate
Ongoing fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Dream Value Package Home Loan (Principal and Interest) (LVR 80%-90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $466,500 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $150k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 0 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $350 annually	Discharge fee 200

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Target Market Determination

Visit Northern Inland Credit Union to view Target Market Determination.

Other Benefits

Visa Credit Card with a discounted interest rate and no annual fee.

Compare and review home loans with similar features

TMD

Interest Rate

2.69

% p.a

Variable

Comparison Rate*

3.10

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply. ~ Ends in 2 months

Real Time Rating™

Interest Rate

2.08

% p.a

Variable

Comparison Rate*

2.36

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

Interest Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $150k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

Northern Inland Credit Union allows you to have this loan for a range of 0 to 30 years.

Northern Inland Credit Union allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Northern Inland Credit Union.

Yes, this Northern Inland Credit Union loan is available through a broker. Find a broker to help you with your needs.

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