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4.08
% p.a
Variable
4.42
% p.a
$1,597
based on $300,000 loan amount for 25 years at 4.08%
Calculate your repayments for this loan
Your estimated repayment
$1,597
based on $300,000 loan amount for 25 years at 4.08%
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Quick home loan review
For Dream Value Package Home Loan (Principal and Interest) (LVR 80%-90%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Dream Value Package Home Loan (Principal and Interest) (LVR 80%-90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $479,100 |
Interest rate type Variable | |
Borrowing range
$150k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $350 annually | Discharge fee 200 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
Other Benefits
Visa Credit Card with a discounted interest rate and no annual fee.
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