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Variable Home Loan
RateCity Says: Owner occupiers can enjoy a competitive interest rate and avoid upfront and ongoing fees with this variable rate home loan.
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2.09
% p.a
Variable
1.99
% p.a
$1,285
based on $300,000 loan amount for 25 years at 2.09%
On this page
2.09
% p.a
Variable
1.99
% p.a
$1,285
based on $300,000 loan amount for 25 years at 2.09%
Calculate your repayments for this loan
Your estimated repayment
$1,285
based on $300,000 loan amount for 25 years at 2.09%
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Quick home loan review
For Variable Home Loan (Principal and Interest)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
These are the drawbacks of this home loan.
- No redraw and no offset
- Not available for first home buyers
- No repayment holidays
Home loan overview
For Variable Home Loan (Principal and Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $385,500 |
Interest rate type Variable | |
Borrowing range
$20k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 0 |
Application method
Online | Phone |
Broker | In branch |
- Other Receive $5,000 AUD cashback when you refinance your existing home loanOnly available in NSW/VIC/SA metro and inner regional areas. If you apply to refinance your existing home loan from another financial institution to OneTwo between 1 May 2022 and 30 June 2022 and settle on or before 31 August 2022, you will receive $5,000 AUD cashback. Only one cashback amount will be paid per eligible application. Minimum loan amount is $500,000.
Target Market Determination
Visit One Two to view Target Market Determination.
Other Restrictions
Only available for NSW/VIC metro and inner regional areas owner occupiers
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