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P&N Bank

Fixed Rate Home Loan

Interest rate

2.34

% p.a

Fixed - 3 years

Comparison Rate*

3.55

% p.a

Maximum LVR
Less than 95%
Real Time Rating™

2.28

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Interest rate

2.34

% p.a

Fixed - 3 years

Comparison Rate*

3.55

% p.a

Maximum LVR
Less than 95%
Real Time Rating™

2.28

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Quick Home loan review

For Fixed Rate Home Loan 3 Years (LVR 80%-95%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Home Loan 3 Years (LVR 80%-95%)

TMD

Details

Maximum LVR

Less than 95%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

395

Application method

Online

Phone

In branch

Specials
  • Cashback Purchase or refinance your home loan to P&N Bank and you could receive a $3,000 cashback.
    Offer only applies to eligible home loans refinanced from different financial institutions between 18 January 2021 and 28 February 2021. Terms and conditions apply. Eligibility conditions, lending criteria, fees and charges apply.

Target Market Determination

Visit P&N Bank to view Target Market Determination.

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