People's Choice Credit Union Package Fixed Home Loan (Principal and Interest) 2 Years | Review & Compare Home Loans

Fixed Loan Package

On this page

Explore

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

3.12

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

On this page

Explore

Summary
Features & fees
Similar Products
Latest News

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

3.12

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Calculate your repayments for this loan

Your estimated repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,092

based on $300,000 loan amount for 25 years at 1.89%

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

3.67

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.~ Ends in about 2 months

Real Time Rating™

More Features

Monthly Repayment

$1,085

based on $300,000 loan amount for 25 years at 1.84%

Advertised Rate

1.84

% p.a

Fixed - 2 years

Comparison Rate*

3.38

% p.a

Cashback

Refinance and get $3000 for new Owner Occupier (Principal & Interest) and Residential Investment loans. Apply by 30th November 2021 and settle by 28th February 2022. Terms and conditions apply.*

Real Time Rating™

More Features

Monthly Repayment

$1,092

based on $300,000 loan amount for 25 years at 1.89%

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

2.85

% p.a

Cashback

Refinance your home loan with Suncorp bank and receive a $3000 cash.

Real Time Rating™

More Features

Quick home loan review

For Package Fixed Home Loan (Principal and Interest) 2 Years (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No upfront fees
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Ongoing fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Package Fixed Home Loan (Principal and Interest) 2 Years (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $376,800 View repayment schedule »
Next LVR 2.04% for max LVR 95%	Interest rate type Fixed - 2 years
Borrowing range $100k - $2m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $395 annually	Discharge fee 350

Application method

Online	Phone
Broker Talk to an expert	In branch

Specials

Cashback Get $3,000 cashback when you refinance your home loan over $250,000 (LVR <80%).
Refinance applications for a home or investment loan submitted before 31st December 2021.

Target Market Determination

Visit People's Choice to view Target Market Determination.

Compare and review home loans with similar features

TMD

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

2.85

% p.a

Cashback

Refinance your home loan with Suncorp bank and receive a $3000 cash.

Real Time Rating™

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

3.67

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.~ Ends in about 2 months

Real Time Rating™

Advertised Rate

2.09

% p.a

Fixed - 2 years

Comparison Rate*

3.26

% p.a

Interest rates ranked in the best 20%
No upfront fees

Real Time Rating™

Advertised Rate

1.84

% p.a

Fixed - 2 years

Comparison Rate*

3.38

% p.a

Cashback

Refinance and get $3000 for new Owner Occupier (Principal & Interest) and Residential Investment loans. Apply by 30th November 2021 and settle by 28th February 2022. Terms and conditions apply.*

Real Time Rating™

FAQs

The range you can borrow from this loan is $100k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

People's Choice allows you to have this loan for a range of 1 to 30 years.

People's Choice allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact People's Choice.

Yes, this People's Choice loan is available through a broker. Find a broker to help you with your needs.

View all

powering smart financial decisions