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6.24
% p.a
Variable
6.50
% p.a
$1,977
based on $300,000 loan amount for 25 years at 6.24%
Calculate your repayments for this loan
Your estimated repayment
$1,977
based on $300,000 loan amount for 25 years at 6.24%
Pepper home loans are available through brokers who can help find the right loan and manage your application at no charge.
Lumbini Wekunagoda
Get expert advice from a home loans specialist.
Lumbini Wekunagoda is the founder of Melfinance. A boutique Mortgage Broker firm in Melbourne. Lumbini has a passion for helping his clients make their financial life easier. Lumbini specialises in helping people achieve their financial goals. Our goal is to educate you and empower you. With over 10 years in the Mortgage Broker Industry, Lumbini is highly experienced and known for his tenacity in helping his clients. Lumbini also has a diploma in Mortgage Broking, MBA from the University of Wales, Cert IV, MFAA, ASIC registered and licensed Mortgage Broker. Lumbini is known for giving as much of his time as is required to each client. No question is too small and no task too big. Lumbini’s clients feel as though they truly have someone on their side throughout the process. A real advocate for them who makes the whole process easy and stress-free. He also leaves them feeling comfortable that they are fully educated and empowered to make informed decisions with zero remorse. "Why do I like my role as a Mortgage Broker? I do this because I get enormous satisfaction from helping people achieve their goals and educating the. Seeing a client in a better positon after I have helped them gives me a huge buzz"
CRN: 444210
Neil McKay
Get expert advice from a home loans specialist.
I have over 20 years experience helping consumers and SME business owners find the right funding solution when they are making important decisions on property ownership and investment. Our business Opibus Finance has a diverse panel of lenders who can assist all types of borrowers from the first home buyer or people upgrading their home through to the savvy investor. I am passionate about assisting them to secure a loan that has terms, conditions, and interest rates that suit their financial requirements. I bring to the market complete transparency to the options available. On every transaction I ask what is important to the client and make myself accountable for delivering those requirements. I want you to be completely satisfied with the process and the outcome.
CRN: 537543
Danny Lang
Get expert advice from a home loans specialist.
Danny’s goal is to make a positive impact on people's lives by helping them achieve their financial goals. With regular training and over 6 years of experience in the finance industry, Danny ensures his knowledge continues to develop to provide financial solutions for his clients. SERVICES PROVIDED: - Refinancing - First Home Buyer - Debt Consolidation - Property Investment - Vehicle Finance - Personal Loans - Residential and Commercial Loans
CRN: 503408
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Pepper Clear Plus Home Loan (Prime) (Principal and Interest) (LVR 85%-90%)
These are the benefits of this home loan.
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average interest rate
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Pepper Clear Plus Home Loan (Prime) (Principal and Interest) (LVR 85%-90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $593,100 |
Interest rate type Variable | |
Borrowing range
$100k
-
$1m
| Suitable for Owner Occupiers |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 1,325 | Application fee 995 |
Legal fee $330 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $15 monthly | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
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