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Pepper Money

Easy Home Loan

Interest Rate

3.35

% p.a

Variable

Comparison Rate*

3.63

% p.a

Maximum LVR
70%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Interest Rate

3.35

% p.a

Variable

Comparison Rate*

3.63

% p.a

Maximum LVR
70%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Quick home loan review

For Pepper Easy Home Loan (Principal and Interest) (LVR 65%-70%)

These are the benefits of this home loan.

  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 70% of the property's value
  • No repayment holidays

Home loan overview

For Pepper Easy Home Loan (Principal and Interest) (LVR 65%-70%)

TMD

Details

Maximum LVR

70%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

10 - 40 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,835

Application fee

995

Valuation fee

$0

Settlement fee

0

Other upfront fee

400

Ongoing fee

$15 monthly

Discharge fee

250

Application method

Online

Phone

In branch

Target Market Determination

Visit Pepper Money to view Target Market Determination.

Other Restrictions

Other upfront fee: $400 Title Protection Fee

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 70 percent, which means it requires a minimum deposit of 30 percent

What's the maximum length for this loan?

Pepper Money allows you to have this loan for a range of 10 to 40 years.

How often can you make repayments?

Pepper Money allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,835 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Pepper Money.

Can a broker help me with this loan?

Yes, this Pepper Money loan is available through a broker. Find a broker to help you with your needs.