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2.94
% p.a
Variable
3.14
% p.a
$1,413
based on $300,000 loan amount for 25 years at 2.94%
Calculate your repayments for this loan
Your estimated repayment
$1,413
based on $300,000 loan amount for 25 years at 2.94%
Pepper home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
CRN: 515694
Ashley Batchelor
Get expert advice from a home loans specialist.
Having worked in finance both in Australia, Europe and Asia, Ashley has worked in numerous local and global finance companies. He holds a Bachelor of Commerce (Economics and Finance) and a Graduate Diploma in Finance Broking. With nearly 20 years of financial services experience, Ashley can help navigate the financial landscape and help you find the most appropriate solution for your unique situation.
CRN: 529973
Neil McKay
Get expert advice from a home loans specialist.
I have over 20 years experience helping consumers and SME business owners find the right funding solution when they are making important decisions on property ownership and investment. Our business Opibus Finance has a diverse panel of lenders who can assist all types of borrowers from the first home buyer or people upgrading their home through to the savvy investor. I am passionate about assisting them to secure a loan that has terms, conditions, and interest rates that suit their financial requirements. I bring to the market complete transparency to the options available. On every transaction I ask what is important to the client and make myself accountable for delivering those requirements. I want you to be completely satisfied with the process and the outcome.
CRN: 537543
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 55%-65%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 65% of the property's value
- No repayment holidays
Home loan overview
For Pepper Essential Home Loan (Prime) (Principal and Interest) (LVR 55%-65%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 65% | Total Repayments $423,900 |
Interest rate type Variable | |
Borrowing range
$100k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 929 | Application fee 599 |
Legal fee $330 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Pepper Money to view Target Market Determination.
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