Police Bank Police Value Fixed Rate Home Loan 5 Years | Review & Compare Home Loans

Police Value Home Loan

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Interest Rate

3.39

% p.a

Fixed - 5 years

Comparison Rate*

3.23

% p.a

Maximum LVR

Less than 95%

Real Time Rating™

Monthly Repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

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Summary
Features & fees
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Interest Rate

3.39

% p.a

Fixed - 5 years

Comparison Rate*

3.23

% p.a

Maximum LVR

Less than 95%

Real Time Rating™

Monthly Repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

Calculate your repayments for this loan

Your estimated repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,282

based on $300,000 loan amount for 25 years at 2.07%

Interest Rate

2.07

% p.a

Fixed - 2 years

Comparison Rate*

2.65

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,308

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

2.02

% p.a

special

Yard’s low-rate variable special home loan ~ Ends in 14 days

Real Time Rating™

More Features

Quick home loan review

For Police Value Fixed Rate Home Loan 5 Years (LVR > 90%)

These are the benefits of this home loan.

No ongoing fees
Suitable for low deposits
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Higher than average interest rate
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Police Value Fixed Rate Home Loan 5 Years (LVR > 90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR Less than 95%	Total Repayments $445,200 View repayment schedule »
Next LVR	Interest rate type Fixed - 5 years
Borrowing range $50k - $2m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $5000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 545	Application fee 545
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 294

Application method

Online Compare	Phone
Broker	In branch

Specials

Cashback Refinance your home loan to Police Bank and receive $1500 cashback
To be eligible for the Police Bank Cashback offer, applicants must refinance an existing Owner Occupied or Investment home loan of $250,000 or more from another financial institution to Police Bank.

Target Market Determination

Visit Police Bank to view Target Market Determination.

Other Benefits

Could be eligible for the Police Bank Reduced Fees Program.

Other Restrictions

Early exit fee may apply.

Compare and review home loans with similar features

TMD

Interest Rate

3.29

% p.a

Fixed - 5 years

Comparison Rate*

2.63

% p.a

special

Borrow up to 110% of the property value using the guarantor feature

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Interest Rate

3.14

% p.a

Fixed - 5 years

Comparison Rate*

3.49

% p.a

Lower than average interest rate
No upfront or ongoing fees
Suitable for low deposits

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Interest Rate

3.74

% p.a

Fixed - 5 years

Comparison Rate*

4.36

% p.a

Suitable for low deposits
Parents can sign as guarantor
Split account option

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Interest Rate

2.64

% p.a

Fixed - 5 years

Comparison Rate*

2.70

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Suitable for low deposits
Extra repayments and redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 94.99 percent, which means it requires a minimum deposit of 5.01 percent

Police Bank allows you to have this loan for a range of 1 to 30 years.

Police Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $545 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact Police Bank.

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