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Queensland Country Bank

Fixed Rate Home Loan

Interest rate

3.44

% p.a

Fixed - 2 years

Comparison Rate*

4.74

% p.a

Maximum LVR
90%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Interest rate

3.44

% p.a

Fixed - 2 years

Comparison Rate*

4.74

% p.a

Maximum LVR
90%
Real Time Rating™

1.78

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Quick home loan review

For Fixed Rate Home Loan (Interest Only) 2 Years (LVR > 90%)

These are the benefits of this home loan.

  • 100% full offset account
  • Redraw facility available
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Home Loan (Interest Only) 2 Years (LVR > 90%)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

0 - 30 years

Principal & interest

Interest only

Applicable states

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000 per year

Redraw facility

Redraw fee: $8

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

500

Application fee

250

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$10 monthly

Discharge fee

450

Application method

Online

Phone

In branch

Target Market Determination

Visit Queensland Country Bank to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $5k to $5,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Queensland Country Bank allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

Queensland Country Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $8 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Queensland Country Bank.

Can a broker help me with this loan?

Yes, this Queensland Country Bank loan is available through a broker. Find a broker to help you with your needs.