Queensland Country Credit Union Home Equity Loan | Review & Compare Home Loans

Home Equity Loan

Interest Rate

5.74

% p.a

Variable

Comparison Rate*

6.81

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,886

based on $300,000 loan amount for 25 years at 5.74%

Interest Rate

5.74

% p.a

Variable

Comparison Rate*

6.81

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,886

based on $300,000 loan amount for 25 years at 5.74%

Calculate your repayments for this loan

Your estimated repayment

$1,886

based on $300,000 loan amount for 25 years at 5.74%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,486

based on $300,000 loan amount for 25 years at 3.4%

Interest Rate

3.40

% p.a

Variable

Comparison Rate*

3.42

% p.a

Cashback

$2000 cashback on Heritage home loan ~ Ends in about 2 months

Real Time Rating™

More Features

Monthly Repayment

$1,445

based on $300,000 loan amount for 25 years at 3.14%

Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.16

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,445

based on $300,000 loan amount for 25 years at 3.14%

Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.06

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

More Features

Quick home loan review

For Home Equity Loan

These are the benefits of this home loan.

Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

No offset account
Higher than average interest rate
Not available for first home buyers
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Home Equity Loan

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $565,800 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $10k - $5m Calculate how much you can borrow	Suitable for Line of Credit, Owner Occupiers
Loan term range 0 - 10 years	Principal & interest
Interest only	Applicable states
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 750	Application fee 250
Legal fee $250	Valuation fee $0
Settlement fee 250	Other upfront fee 0
Ongoing fee $10 monthly	Discharge fee 450

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Queensland Country Bank to view Target Market Determination.

Checkout more home loans

Interest Rate

3.63

% p.a

Variable

Comparison Rate*

4.05

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.00

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees

Real Time Rating™

Interest Rate

4.24

% p.a

Variable

Comparison Rate*

4.28

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more

Real Time Rating™

Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.06

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

Product data updated on 8 Aug 2022

FAQs

The range you can borrow from this loan is $10k to $5,000,000.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

Queensland Country Bank allows you to have this loan for a range of 0 to 10 years.

Queensland Country Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $750 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Queensland Country Bank.

Yes, this Queensland Country Bank loan is available through a broker. Find a broker to help you with your needs.

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