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- Home Loans
- Queensland Country Bank
- Line of Credit
Line of Credit
- Owner Occupied
- Variable
- 20.01% min deposit
- Interest Only
Interest rate p.a.
9.19%
Comparison rate* p.a.
Line of Credit
- Owner Occupied
- Variable
- 20.01% min deposit
- Interest Only
Interest rate p.a.
9.19%
Comparison rate* p.a.
Queensland Country Bank Variable Rate Home Loan overview
For Line of Credit
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
79.99%
Total repayments
Interest rate type
Variable
Borrowing range
$10k - $5m
Suitable for
Line of Credit, Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Interest only
Applicable states
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Queensland Country Bank Limited to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$500
Application fee
$250
Legal fee
$250
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$100
Discharge fee
$450
Pros and Cons
For Line of Credit
Benefits
Drawbacks
- No redraw and no offset
- Higher than average interest rate
- Not available for first home buyers
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
