Low Cost Home Loan Package (Owner Occupied) (Principal and Interest) (LVR < 80%)
- Last updated on 04 Apr 2020
based on $300,000 loan amount for 25 years
- No upfront fees
- 100% full offset account
- Extra repayments + redraw services
- Free redraw facility
- Annual fee charged
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$150k - $100m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Visa Platinum Credit Card annual fee waiver, Personal Loan application fee waiver
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Qudos Bank, previously known as Qantas Credit Union, is a customer-owned mutual bank that has operated since 1959.
Qudos is headquartered in Sydney. It has nine branches, including six in Sydney, one in Melbourne, one in Brisbane and one in Perth.
Qudos is a challenger mortgage lender that serves both owner-occupiers and investors, and offers below-average interest rates.
Qudos also offers savings accounts, term deposits, credit cards, personal loans, car loans, insurance and wealth management.