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3.14
% p.a
Variable
3.20
% p.a
$1,445
based on $300,000 loan amount for 25 years at 3.14%
Calculate your repayments for this loan
Your estimated repayment
$1,445
based on $300,000 loan amount for 25 years at 3.14%
Based on your details, you can compare and save on the following home loans
Quick home loan review
For Mortgage Breaker Investment Loan Special (QLD only) (Principal and Interest) (LVR < 70%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
Home loan overview
For Mortgage Breaker Investment Loan Special (QLD only) (Principal and Interest) (LVR < 70%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 70% | Total Repayments $433,500 |
Interest rate type Variable | |
Borrowing range
$20k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states QLD |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 902 | Application fee 600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 302 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 165 |
Application method
Online | Phone |
Broker | In branch |
- Other 15% off Home & Contents Insurance for the life of the loan and RACQ members with a home loan of $250k+ can receive a 0.79% p.a. green loan to purchase eligible clean energy products.CR: 0.79% p.a. Loan amount: $3k - $50k Loan term: <$20k - 10 years, $20k-$50k - 20 years Maximum LVR: 80% (maximum with LMI: 95% inclusive of fees) Fees: valuation fee (where applicable)
Target Market Determination
Visit RACQ Bank to view Target Market Determination.
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