RAMS Investment Loan Fixed (Principal and Interest) 4 Years | Review & Compare Home Loans

Fixed Rate Classic Home Loan

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Advertised Rate

3.09

% p.a

Fixed - 4 years

Comparison Rate*

3.01

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

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Summary
Features & fees
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Advertised Rate

3.09

% p.a

Fixed - 4 years

Comparison Rate*

3.01

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Calculate your repayments for this loan

Your estimated repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,231

based on $300,000 loan amount for 25 years at 2.79%

Advertised Rate

2.79

% p.a

Fixed - 4 years

Comparison Rate*

2.79

% p.a

Lower than average interest rate
No upfront or ongoing fees

Real Time Rating™

More Features

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.*~ Ends in 12 days

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Rate Classic Investment Loan (Principal and Interest) 4 Years

These are the benefits of this home loan.

Redraw facility available
Parents can sign as guarantor
Extra repayments and redraw facility
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No offset account
Higher than average interest rate
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Fixed Rate Classic Investment Loan (Principal and Interest) 4 Years

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $431,100 View repayment schedule »
Next LVR	Interest rate type Fixed - 4 years
Borrowing range $15k - $100m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $30000	Offset account No
Redraw facility Redraw fee: $10	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees $880	Application fee $595
Legal fee $0	Valuation fee $0
Settlement fee $285	Other upfront fee $0
Ongoing fee $10 monthly	Discharge fee $295

Application method

Online	Phone
Broker Talk to an expert	In branch

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FAQs

The range you can borrow from this loan is $15k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

RAMS allows you to have this loan for a range of 1 to 30 years.

RAMS allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $880 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $10 if you need to use it.

To apply for this loan, please contact RAMS.

Yes, this RAMS loan is available through a broker. Find a broker to help you with your needs.

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