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Rate Chaser Professional Package Home Loan ($400k-$750k, LVR 80%-90%)

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments + redraw services
  • Free redraw facility
Cons:
  • Annual fee charged
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates
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Fees and Features

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$400k - $750k
Total repayments
Total repayments
$391,200
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1150.00
Application fee
Application fee
$440
Settlement fee
Settlement fee
$130
Valuation fee
Valuation fee
$250
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$895
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$400k - $750k
Total repayments
Total repayments
$391,200
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$1150.00
Application fee
Application fee
$440
Settlement fee
Settlement fee
$130
Valuation fee
Valuation fee
$250
Legal fee
Legal fee
$330
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$895
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Rate Chaser Home Loans is an online mortgage broker and comparison site that also offers its own home loan products. As part of the My Local Group based in South Melbourne, which also includes My Local Broker, My Local Aggregation, My Local Co Space, and Chief, Rate Chaser can look at the home loan market on your behalf, and recommend mortgage options that could potentially match your financial situation. 

As an online-only business, Rate Chaser has no branches to visit, but the loans it offers and recommends can be accessed Australia-wide.

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