Important disclosure
Home Owners Dream Fixed Cash Back
RateCity Says: Keep the payments steady on your home loan for two years with a fixed rate, and pay no ongoing fees. Plus, you can apply with help from a guarantor.

5.69
% p.a
Fixed - 2 years
3.36
% p.a
$1,876
based on $300,000 loan amount for 25 years at 5.69%

5.69
% p.a
Fixed - 2 years
3.36
% p.a
$1,876
based on $300,000 loan amount for 25 years at 5.69%
Calculate your repayments for this loan
Your estimated repayment
$1,876
based on $300,000 loan amount for 25 years at 5.69%
Based on your details, you can compare and save on the following home loans
Quick home loan review
For Home Owners Dream Fixed Cashback 2 Years (LVR < 80%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- No repayment holidays
Home loan overview
For Home Owners Dream Fixed Cashback 2 Years (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $562,800 |
Interest rate type Fixed - 2 years | |
Borrowing range
$250k
-
$3.5m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $20000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 440 | Application fee 440 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 0 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Reduce Home Loans to view Target Market Determination.
Other Benefits
100% offset account available at $10/month. You may be eligible for a 0.10% discount after 5 years of good payment conduct; speak to your credit representative for more information. Add 0.10% to waive upfront fees ($697) on loans over $150k.
Checkout more home loans
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?