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Discount Variable Home Loan

SpecialRate dropping to 2.84% on 29/10/2019. Available for new and existing customers. $0 application and ongoing fees.

Make the move to UBank's award winning home loan

Advertised Rate

Comparison Rate*

3.09%

Owner Occupier Discounted Variable Rate

Owner Occupier Discounted...

Extra low interest rate for refinancers
No upfront or ongoing fees

UBank terms and conditions

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Now showing 1 - 20 of 31 home loans1 - 20 of 31

Product	Advertised rate	Comparison rate*	Monthly repayment	Company	Features	Real Time Rating™	Go To Site

Owner Occupier Discounted Variable Rate SpecialRate dropping to 2.84% on 29/10/2019. Available for new and existing customers. $0 application and ongoing fees.	Advertised rate 3.09% Variable	Comparison rate* 3.09%	Monthly repayment $2,275	Owner Occupier Discounted Variable Rate	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.18 / 5	View Now Compare	More details
Smart Home Loan SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees	Advertised rate 2.88% Variable	Comparison rate* 2.90%	Monthly repayment $2,223	Smart Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5	View Now Compare	More details
Home Value Loan SpecialEnjoy unlimited free extra repayments and no ongoing service fees when you apply by 30 November 19 (T&Cs apply).	Advertised rate 3.02% Variable	Comparison rate* 3.04%	Monthly repayment $2,257	Home Value Loan	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.31 / 5	View Now Compare	More details
Total Home Loan Package	Advertised rate 3.29% Variable	Comparison rate* 3.70%	Monthly repayment $2,325	Total Home Loan Package	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5	View Now Compare	More details
2 Year Fixed Intro Package	Advertised rate 2.88% Intro 24 months	Comparison rate* 4.25%	Monthly repayment $2,481	2 Year Fixed Intro Package	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.77 / 5	View Now Compare	More details
Well Balanced	Advertised rate 2.82% Variable	Comparison rate* 2.86%	Monthly repayment $2,208	Well Balanced	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.6 / 5	Enquire Now Compare	More details
Activate Prime Full Doc	Advertised rate 3.09% Variable	Comparison rate* 3.12%	Monthly repayment $2,275	Activate Prime Full Doc	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.46 / 5	Enquire Now Compare	More details
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Rate Lovers Variable Home Loan	Advertised rate 2.77% Variable	Comparison rate* 2.79%	Monthly repayment $2,196	Rate Lovers Variable Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.4 / 5	Enquire Now Compare	More details
Blue Loan Prime	Advertised rate 2.89% Variable	Comparison rate* 2.93%	Monthly repayment $2,225	Blue Loan Prime	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.26 / 5	View Now Compare	More details
Economy Variable Home Loan	Advertised rate 3.59% Variable	Comparison rate* 3.75%	Monthly repayment $2,401	Economy Variable Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.32 / 5	Enquire Now Compare	More details
Advantage - Essentials Home Loan CashbackReceive up to $1,500 cashback on refinanced loans after settlement	Advertised rate 3.04% Variable	Comparison rate* 3.29%	Monthly repayment $2,262	Advantage - Essentials Home Loan	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.47 / 5	View Now Compare	More details
Achieve Variable Loan	Advertised rate 3.33% Variable	Comparison rate* 3.38%	Monthly repayment $2,335	Achieve Variable Loan	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.8 / 5	View Now Compare	More details
Fix & Save	Advertised rate 2.99% Fixed - 5 years	Comparison rate* 3.06%	Monthly repayment $2,250	Fix & Save	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.3 / 5	View Now Compare	More details
Reward Me Variable Rate Home Loan RewardsEarn 100,000-200,000 bonus Velocity Points, when applying for new loan (LVR <90%) before 29th November 2019, where total new borrowings are >$300,000	Advertised rate 3.38% Variable	Comparison rate* 3.52%	Monthly repayment $2,348	Reward Me Variable Rate Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.92 / 5	Enquire Now Compare	More details
Flexi Low Rate SpecialLow deposit option - borrow up to 95% LVR	Advertised rate 3.24% Variable	Comparison rate* 3.24%	Monthly repayment $2,312	Flexi Low Rate	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.08 / 5	View Now Compare	More details
Reward Me Fixed Rate Home Loan RewardsEarn 100,000-200,000 bonus Velocity Points, when applying for new loan (LVR <90%) before 29th November 2019, where total new borrowings are >$300,000	Advertised rate 2.99% Fixed - 3 years	Comparison rate* 3.42%	Monthly repayment $2,250	Reward Me Fixed Rate Home Loan	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5	Enquire Now Compare	More details
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Budget Home Loan	Advertised rate 3.31% Variable	Comparison rate* 3.37%	Monthly repayment $2,330	Budget Home Loan	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.89 / 5	Enquire Now Compare	More details
ZIP Home Loan SpecialA low rate home loan with a 0% interest, $5,000 limit Visa Debit Card	Advertised rate 3.08% Variable	Comparison rate* 3.10%	Monthly repayment $2,272	ZIP Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.24 / 5	View Now Compare	More details
Smart Investor Home Loan	Advertised rate 3.39% Variable	Comparison rate* 3.41%	Monthly repayment $1,342	Smart Investor Home Loan	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.63 / 5	View Now Compare	More details
Owner Occupier Fixed Rate	Advertised rate 3.09% Fixed - 5 years	Comparison rate* 3.40%	Monthly repayment $1,223	Owner Occupier Fixed Rate	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.31 / 5	View Now Compare	More details

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Discount Variable Home Loan

SpecialRate dropping to 2.84% on 29/10/2019. Available for new and existing customers. $0 application and ongoing fees.

Make the move to UBank's award winning home loan

Extra low interest rate for refinancers
No upfront or ongoing fees

Extra repayments + redraw services
Free redraw facility

FeaturedOwner Occupier Discounted Variable Rate

Advertised Rate

Comparison Rate*

3.09%

UBank terms and conditions

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Popular home-loan products

Well Balanced

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

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Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

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Activate Prime Full Doc

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Flexi Low Rate

SpecialLow deposit option - borrow up to 95% LVR

Compare

View Now

Well Balanced

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Activate Prime Full Doc

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Flexi Low Rate

SpecialLow deposit option - borrow up to 95% LVR

Compare

View Now

Well Balanced

SpecialNo application, settlement and valuation fee

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Fix & Save

No ongoing fees
Low interest rate
Suitable for low deposits
Extra repayments + redraw services

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Reward Me Fixed Rate Home Loan

RewardsEarn 100,000-200,000 bonus Velocity Points, when applying for new loan (LVR <90%) before 29th November 2019, where total new borrowings are >$300,000

Compare

Enquire Now

Owner Occupier Fixed Rate

Extra low interest rate for refinancers
No upfront or ongoing fees
Repayments will not change during fixed period

Compare

View Now

Well Balanced

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Activate Prime Full Doc

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Flexi Low Rate

SpecialLow deposit option - borrow up to 95% LVR

Compare

View Now

Well Balanced

No ongoing fees
100% full offset account
Extra repayments + redraw services
Free redraw facility

Compare

Enquire Now

Smart Investor Home Loan

No ongoing fees
Low interest rate
Extra repayments + redraw services
Comes with a credit card

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Investor Variable Rate

No upfront or ongoing fees
Extra repayments + redraw services
Free redraw facility
Repayments may decrease if RBA cuts rates

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Reward Me Variable Rate Home Loan

RewardsEarn 10,000 Velocity points for every $100k drawn at settlement. Earn a further 1,000 velocity points every month. Earn a further 30,000 velocity points every three years.

Compare

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Well Balanced

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Smart Home Loan

SpecialGet one of the lowest variable interest rates on the market and pay no application or ongoing fees

Compare

View Now

Activate Prime Full Doc

Extra low interest rate for refinancers
No ongoing fees
100% full offset account
Extra repayments + redraw services

Compare

Enquire Now

Flexi Low Rate

SpecialLow deposit option - borrow up to 95% LVR

Compare

View Now

Whatever your borrowing needs or financial circumstances, one of the easiest ways to find repayments on 475000 home loan to suit you is by using our rate comparison service. By simply entering a few details, including your desired loan amount, the size of your deposit and optimal loan term, you can compare rates from a variety of bank and non-bank lenders.

RateCity's comparison service will help you to compare home loan rates and determine how much your repayments would be on selected loans and how much you would be paying in fees. Find repayments on 475000 home loan at RateCity and apply to a mortgage that suits your needs.

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