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Essential Options Prime 65
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3.09
% p.a
Variable
3.12
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
On this page
3.09
% p.a
Variable
3.12
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
Calculate your repayments for this loan
Your estimated repayment
$1,437
based on $300,000 loan amount for 25 years at 3.09%
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Azm Khan
Get expert advice from a home loans specialist.
I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Essentials Options Prime 65 Home Loan (New Customer)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 65% of the property's value
- No repayment holidays
Home loan overview
For Essentials Options Prime 65 Home Loan (New Customer)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 65% | Total Repayments $431,100 |
Interest rate type Variable | |
Borrowing range
$250k
-
$750k
| Suitable for Owner Occupiers |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 396 | Application fee 0 |
Legal fee $396 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Resi Mortgage to view Target Market Determination.
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