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Resimac

Resimac Prime

Interest Rate

3.84

% p.a

Variable

Comparison Rate*

3.88

% p.a

Maximum LVR
95%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,557

based on $300,000 loan amount for 25 years at 3.84%

Interest Rate

3.84

% p.a

Variable

Comparison Rate*

3.88

% p.a

Maximum LVR
95%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,557

based on $300,000 loan amount for 25 years at 3.84%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,557

based on $300,000 loan amount for 25 years at 3.84%

Resimac home loans are available through brokers who can help find the right loan and manage your application at no charge.

Azm Khan

5.0
54 Reviews

Get expert advice from a home loans specialist.

I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.

NSW2150

CRN: 463273

Nathan Martin

5.0
14 Reviews

Get expert advice from a home loans specialist.

With over 15 years’ experience working in residential and commercial finance, Nathan started his career working directly for the banks gaining first-hand understanding on how to arrange finance for his clients’ personal, business and investment needs.   His retail & business banking, finance, and management background has given him the experience needed to deal more effectively with lenders, which in turn, provides opportunities that assists his clients’ in gaining more financial control.    He sets a goal of entering a long-term financial relationship with each client and develops value added drivers that grows trust and creates stronger relationships. He also provides a very personalized service based on a strong understanding of each of his client’s financial goals.  This ensures that each client feels comfortable, knowing he is with them for the long haul.

SA5025

CRN: 522328

Melissa Huynh

5.0
1 Reviews

Get expert advice from a home loans specialist.

Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.

VIC3121

ACL: 481374

Quick home loan review

For Prime Home Loan - Non-Genuine Savings (Principal and Interest) ($50k-$1.15m)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Prime Home Loan - Non-Genuine Savings (Principal and Interest) ($50k-$1.15m)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

330

Application fee

0

Valuation fee

$330

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Resimac to view Target Market Determination.

Embed

Resimac is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,150,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

Resimac allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

Resimac allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $330 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Resimac makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Resimac loan is available through a broker. Find a broker to help you with your needs.