Standard Home Loan Fixed 5 Years
- Last updated on 01 Apr 2020
Home Value Home Loan
specialGet a low variable interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
Home Value Loan
Fixed - 5 years
based on $300,000 loan amount for 25 years
- No ongoing fees
- Suitable for low deposits
- Parents can sign as guarantor
- Extra repayments + redraw services
- Limited extra repayments
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Interest rate structure
Fixed - 5 years
$10k - $250k
Principal & interest
Loan term range
1 - 30 years
Allowed with restrictions
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
$10 redraw fee (online)
Compare and review home loans with similar features
Southern Cross Credit Union, or SCCU, is a customer-owned credit union that was formed in 1966 in the Tweed Valley of NSW. Formerly known as the Tweed Byron Credit Union, it was renamed the Southern Cross Credit Union in 1997.
The credit union is based in Murwillumbah and has a network of branches throughout northern NSW. It provides financial services and products, such as personal and business loans, home loans, insurance, credit cards, savings account as well as financial planning and advice.
Southern Cross Credit Union Home Loan Calculator
Interested in an Southern Cross home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Southern Cross compares to its competitors. Simply plug in your borrowing amount below.