Advantage Package Home Loan (Interest Only) (LVR < 60%)
Discount Variable Home Loan
special
$0 application feeMake the move to UBank's award winning home loan
2.84%
Variable
2.84%
Owner Occupier Discounted Variable Rate
3.73%
Variable
4.14%
$1,155
based on $300,000 loan amount for 25 years
Pros
- No upfront fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments + redraw services
Cons
- Annual fee charged
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Maximum LVR 60% | Interest rate structure Variable |
Borrowing range $100k - $100m | Total Repayments $279,720 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account 100% offset account |
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Estimated upfront fees $0 | Application fee $0 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Ongoing fee $395 |
Discharge fee $350 | Property Type |
SMSF Trustee | Minimum SMSF Amount |
Compare and review home loans with similar features
In 1937, St. George was founded in Sydney’s southern suburbs. Since then, it has grown to become one of Australia’s largest banks. In December 2008, St. George merged with Westpac Banking Corporation and is now known as St. George Bank. St. George Bank offer its customers a wide range of home loan products, in addition to savings and transaction accounts, personal and car loans, credit cards and business banking.
St. George Bank Home Loan Calculator
Interested in a St. George Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how St. George Bank compares to its competitors. Simply plug in your borrowing amount below.
