St.George Bank Fixed Rate Investment Loan (Interest Only) 5 Years (LVR 60%-80%) | Review & Compare Home Loans

Fixed Rate Home Loan

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Interest Rate

3.94

% p.a

Fixed - 5 years

Comparison Rate*

4.93

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,574

based on $300,000 loan amount for 25 years at 3.94%

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Summary
Features & fees
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Interest Rate

3.94

% p.a

Fixed - 5 years

Comparison Rate*

4.93

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,574

based on $300,000 loan amount for 25 years at 3.94%

Calculate your repayments for this loan

Your estimated repayment

$1,574

based on $300,000 loan amount for 25 years at 3.94%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,282

based on $300,000 loan amount for 25 years at 2.07%

Interest Rate

2.07

% p.a

Fixed - 2 years

Comparison Rate*

2.65

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,308

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Interest Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Rate Investment Loan (Interest Only) 5 Years (LVR 60%-80%)

These are the benefits of this home loan.

Redraw facility available
Parents can sign as guarantor
Extra repayments and redraw facility
Split account option

These are the drawbacks of this home loan.

Higher than average interest rate
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Fixed Rate Investment Loan (Interest Only) 5 Years (LVR 60%-80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $295,500 View repayment schedule »
Next LVR	Interest rate type Fixed - 5 years
Borrowing range $150k - $2m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Monthly

Features

Extra repayments Unlimited extra repayments	Offset account Partial offset account
Redraw facility Redraw fee: $10	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 864	Application fee 600
Legal fee $0	Valuation fee $164
Settlement fee 100	Other upfront fee 0
Ongoing fee $10 monthly	Discharge fee 350

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Target Market Determination

Visit St.George Bank to view Target Market Determination.

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TMD

Interest Rate

3.19

% p.a

Fixed - 5 years

Comparison Rate*

2.70

% p.a

No upfront or ongoing fees
Split account option
Features on 2021 RateCity Awards

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3.24

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3.79

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Cashback

$2,000 cashback when you refinance a loan of $250,000 or more

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3.59

% p.a

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2.91

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FAQs

The range you can borrow from this loan is $150k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

St.George Bank allows you to have this loan for a range of 1 to 30 years.

St.George Bank allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $864 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $10 if you need to use it.

St.George Bank makes it possible to apply for this product online. Apply here.

Yes, this St.George Bank loan is available through a broker. Find a broker to help you with your needs.

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