Low Rate Investment Loan with Offset (Interest Only) (LVR < 60%)
- Last updated on 13 Aug 2020
based on $300,000 loan amount for 25 years
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments + redraw services
- Free redraw facility
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$100k - $2m
Principal & interest
Loan term range
15 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Total estimated upfront fees
Other upfront fee
Minimum SMSF Amount
Compare and review home loans with similar features
Variable Investment Loan (Interest Only)
specialAdvertised variable rates takes effect for new and existing customers from 30th Sep 2020, however customers applying for a home loan from Wednesday 12th of August will also receive these rates.
State Custodians is an online lender that was founded in 2007, with a mission to offer an affordable alternative to the banks.
Although a newcomer to the home loan business in Australia, State Custodians is now owned and funded by RESIMAC Limited, which has been delivering financial services for more than three decades.
State Custodians offers a broad range of home loans and also specialises in mortgages that cater for borrowers with bad credit.
RateCity wants to prove that it pays to check your home loan rate, and provide some extra motivation for doing so. We want to encourage people to take an active interest in their home loans, and gain a thorough understanding of what they’re paying and how much they could save.