RateCity.com.au
powering smart financial decisions
RateCity.com.au
Suncorp Bank

Home Package Plus

Interest Rate

3.29

% p.a

Variable

Comparison Rate*

3.70

% p.a

Maximum LVR
90%
Real Time Rating™

2.94

/ 5
Monthly Repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

Interest Rate

3.29

% p.a

Variable

Comparison Rate*

3.70

% p.a

Maximum LVR
90%
Real Time Rating™

2.94

/ 5
Monthly Repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

Suncorp Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

MICHAEL EVANS

5.0
5 Reviews

Get expert advice from a home loans specialist.

CA – Chartered Accountant Cert IV – Finance and Mortgage Broker Agents Representative – Real Estate Bachelor of Business – (Acct) Michael started his finance and accounting career as an Accounting graduate at KPMG. He has spent his career focused on finance and accounting, working with small to medium size business for many years. Michael’s extensive experience in the Real Estate and Property industry gives him solid knowledge of all of the steps involved in buying, selling, financing and managing property transactions. Michael has owned investment properties across Australia and has been involved in small to medium scale property developments in a variety of roles. Michael has worked across many industries throughout his career including, Real Estate, Property Development, Construction, Marketing and Advertising. Michael understands business and business structures, he has extensive knowledge of the varied requirements for business finance, from equipment through to property and business finance. Michael is focused on finding the best outcome for all of his clients, and providing personalised service.

VIC3121

CRN: 537543

Lumbini Wekunagoda

5.0
115 Reviews

Get expert advice from a home loans specialist.

Lumbini Wekunagoda is the founder of Melfinance. A boutique Mortgage Broker firm in Melbourne. Lumbini has a passion for helping his clients make their financial life easier. Lumbini specialises in helping people achieve their financial goals. Our goal is to educate you and empower you. With over 10 years in the Mortgage Broker Industry, Lumbini is highly experienced and known for his tenacity in helping his clients. Lumbini also has a diploma in Mortgage Broking, MBA from the University of Wales, Cert IV, MFAA, ASIC registered and licensed Mortgage Broker. Lumbini is known for giving as much of his time as is required to each client. No question is too small and no task too big. Lumbini’s clients feel as though they truly have someone on their side throughout the process. A real advocate for them who makes the whole process easy and stress-free. He also leaves them feeling comfortable that they are fully educated and empowered to make informed decisions with zero remorse. "Why do I like my role as a Mortgage Broker? I do this because I get enormous satisfaction from helping people achieve their goals and educating the. Seeing a client in a better positon after I have helped them gives me a huge buzz"

VIC3000

CRN: 444210

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Quick home loan review

For Home Package Plus Special Offer (Owner Occupier, P&I) ($150k+) (LVR < 90%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • 100% full offset account
  • Redraw facility available
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Home Package Plus Special Offer (Owner Occupier, P&I) ($150k+) (LVR < 90%)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

8 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $20

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$375 annually

Discharge fee

350

Application method

Online

Phone

In branch

Available
Not available
Data not captured
Specials
  • Other Home Package Plus Annual Fee reimbursed for the life of the loan.
    Suncorp Bank will reimburse the Home Package Plus annual fee for the life of the loan. Available to eligible new home loan package ≥ $150K. Offer subject to change at any time.
  • Cashback Receive $3,000 cash when you take out a Suncorp Bank home loan of $750K or more with LVR <=90%. Apply by 30 November 2022, settle by 28 February 2023. Unless withdrawn prior. T&Cs & eligibility criteria apply.

Target Market Determination

Visit Suncorp Bank to view Target Market Determination.

Other Benefits

$0 package fee for the first year for new customers. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. Eligible new loans ≥ $500k, LVR ≤90%. Excludes refinance of existing Suncorp Bank loans or loan pre-approvals. Apply by 31 December 2022, settle by 31 March 2023. T&C’s apply. To approved applicants only.

Embed

Suncorp Bank Home Package Plus Special Offer (Owner Occupier, P&I) ($150k+) (LVR < 90%) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Suncorp Bank allows you to have this loan for a range of 8 to 30 years.

How often can you make repayments?

Suncorp Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $20 if you need to use it.

Where can you apply for this loan?

Suncorp Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Suncorp Bank loan is available through a broker. Find a broker to help you with your needs.