The Capricornian Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 80%) | Review & Compare Home Loans

Premium Choice Home Loan

On this page

Explore

Interest Rate

3.99

% p.a

Fixed - 2 years

Comparison Rate*

4.69

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,582

based on $300,000 loan amount for 25 years at 3.99%

On this page

Explore

Summary
Features & fees
Similar Products
Latest News

Interest Rate

3.99

% p.a

Fixed - 2 years

Comparison Rate*

4.69

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,582

based on $300,000 loan amount for 25 years at 3.99%

Calculate your repayments for this loan

Your estimated repayment

$1,582

based on $300,000 loan amount for 25 years at 3.99%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,367

based on $300,000 loan amount for 25 years at 2.64%

Interest Rate

2.64

% p.a

Variable

Comparison Rate*

2.56

% p.a

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.

Real Time Rating™

More Features

Monthly Repayment

$1,423

based on $300,000 loan amount for 25 years at 3%

Interest Rate

2.60

% p.a

Intro 24 months

Comparison Rate*

2.96

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.85

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No redraw and no offset
Loan reverts to higher rate after fixed period
Higher than average upfront fee
Discharge fee at end of loan

Home loan overview

For Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $474,600 View repayment schedule »
Next LVR 4.19% for max LVR 95%	Interest rate type Fixed - 2 years
Borrowing range $50k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $10000	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 600	Application fee 600
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 100

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit The Capricornian to view Target Market Determination.

Other Restrictions

Application Fee is $500 if LVR <=80% and $600 if LVR >80%

Checkout more home loans

Interest Rate

4.42

% p.a

Fixed - 2 years

Comparison Rate*

2.95

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

5.19

% p.a

Fixed - 2 years

Comparison Rate*

5.88

% p.a

Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

Interest Rate

5.09

% p.a

Fixed - 2 years

Comparison Rate*

5.42

% p.a

Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

5.24

% p.a

Fixed - 2 years

Comparison Rate*

5.22

% p.a

Cashback

Receive $4000 in cashback when you refinance

Real Time Rating™

Product data updated on 30 Jun 2022

FAQs

The range you can borrow from this loan is $50k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

The Capricornian allows you to have this loan for a range of 1 to 30 years.

The Capricornian allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $600 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

To apply for this loan, please contact The Capricornian.

powering smart financial decisions

Loan Types

Calculators

Guides and Help

Popular Lenders

Loan Types

Calculators

Guides and Help

Popular Lenders

Loan Types

Calculators

Guides and Help

Popular Lenders

Card Types

Calculators

Guides and Help

Popular Lenders

Banking

Loan Types

Guides and Help

Popular Lenders