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3.99
% p.a
Fixed - 2 years
4.69
% p.a
$1,582
based on $300,000 loan amount for 25 years at 3.99%
Calculate your repayments for this loan
Your estimated repayment
$1,582
based on $300,000 loan amount for 25 years at 3.99%
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Quick home loan review
For Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $474,600 |
Interest rate type Fixed - 2 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 600 | Application fee 600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 100 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit The Capricornian to view Target Market Determination.
Other Restrictions
Application Fee is $500 if LVR <=80% and $600 if LVR >80%
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