Premium Choice Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)
- Last updated on 02 Apr 2020
Discount Variable Home Loan
Make the move to UBank's award winning home loan
2.59%
Variable
2.59%
Owner Occupier Discounted Variable Rate
2.79%
Fixed - 2 years
3.98%
$1,026
based on $300,000 loan amount for 25 years
Pros
- No ongoing fees
- Parents can sign as guarantor
- Repayments will not change during fixed period
Cons
- Limited extra repayments
- No redraw and no offset
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Maximum LVR 90% | Interest rate structure Fixed - 2 years |
Borrowing range $50k - $100m | Total Repayments $369,360 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account No |
Extra repayments Allowed with restrictions | Redraw facility |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Estimated upfront fees $600 | Application fee $600 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Ongoing fee $0 |
Discharge fee $100 | Property Type |
SMSF Trustee | Minimum SMSF Amount |
Application Fee is $500 if LVR <=80% and $600 if LVR >80%
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The Capricornian is a credit union based in Central Queensland offering a full range of financial products and services. To bank with The Capricornian, you need to be a member, however unlike banks, the profits of credit unions are reinvested into the business and members, who also get a say in how the credit union is run. The credit union meets the same regulatory standards as banks and is a prudent and strong financial service provider.
Capricornian Home Loan Calculator
Interested in an Capricornian home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Capricornian compares to its competitors. Simply plug in your borrowing amount below.
