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- Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)
Live-in Variable Home Loan
- Special
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Purchase and refinance, fast approval times, offset available
Interest rate p.a.
5.94%
Comparison rate* p.a.
5.95%
Live-in Variable Home Loan
- Special
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
5.94%
Comparison rate* p.a.
5.95%
RateCity says
"Owner-occupiers with 10% deposit may be able to enjoy this low variable rate, unlimited extra repayments and free redraws, plus the option to add an offset account for $10/month."
Calculate your repayments for this loan
Your estimated repayment
$2,978
based on 500000 loan amount for 25 years at 5.94%
Monthly Repayment
$2,978
Total interest
$572,257
Total payments
$1,072,257
Start date
05-2024
End date
05-2049
Pros and Cons
For Live-in Variable Home Loan
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Discharge fee at end of loan
- No repayment holidays
Tiimely Home Variable Rate Home Loan overview
For Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)
Details
Maximum LVR
90%
Total repayments
$1,072,257
Interest rate type
Variable
Borrowing range
$50k - $2m
Suitable for
Owner Occupiers
Loan term range
7 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Tiimely Home to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.
Fees
Total estimated upfront fees
$0
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$325
Other Restrictions
$60 - $200 PEXA fee applicable