BREAKING NEWS: RBA holds cash rate at 4.35% in May 2024Learn more
RateCity.com.au
  1. Home
  2. Home Loans
  3. Tiimely Home
  4. Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)

Live-in Variable Home Loan

  • Special
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I
Special

Purchase and refinance, fast approval times, offset available

Interest rate p.a.

5.94%

Comparison rate* p.a.

5.95%

Live-in Variable Home Loan

  • Special
  • Owner Occupied
  • Variable
  • 10% min deposit
  • P&I

Interest rate p.a.

5.94%

Comparison rate* p.a.

5.95%

RateCity says

"Owner-occupiers with 10% deposit may be able to enjoy this low variable rate, unlimited extra repayments and free redraws, plus the option to add an offset account for $10/month."

Calculate your repayments for this loan

$

Your estimated repayment

$2,978

based on 500000 loan amount for 25 years at 5.94%

Monthly Repayment

$2,978

Total interest

$572,257

Total payments

$1,072,257

Start date

05-2024

End date

05-2049

$1,072,257
025 years
Principal owed
Total repayments owed
Interest owed

Pros and Cons

For Live-in Variable Home Loan

Benefits

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • No offset account
  • Discharge fee at end of loan
  • No repayment holidays

Tiimely Home Variable Rate Home Loan overview

For Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)

Details

Maximum LVR

90%

Total repayments
Interest rate type

Variable

Borrowing range

$50k - $2m

Suitable for

Owner Occupiers

Loan term range

7 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit Tiimely Home to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Redraw fee: $0

Offset account

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.

Fees

Total estimated upfront fees

$0

Application fee

$0

Legal fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$325

Other Restrictions

$60 - $200 PEXA fee applicable

Home loans

Looking for more Tiimely Home products?

Take a look

FAQs