Basic Variable Home Loan
- No ongoing fees
- 100% full offset account
- Suitable for low deposits
- Extra repayments + redraw services
- Repayments may increase if RBA raises rates
Interest rate structure
$100k - $5m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
Investors, Owner Occupiers
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Compare and review home loans with similar features
It is based in Sydney and provides financial products and services including home and personal loans, savings accounts and term deposits, superannuation and insurance. It also offers financial services ranging from investment and general advice to financial planning services.
Transport Mutual Credit Union Home Loan Calculator
Interested in an Transport Mutual Credit Union home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Transport Mutual Credit Union compares to its competitors. Simply plug in your borrowing amount below.
The standard variable rate (SVR) is the interest rate a lender applies to their standard home loan. It is a variable interest rate which is normally used as a benchmark from which they price their other variable rate home loan products.
A standard variable rate home loan typically includes most, if not all the features the lender has on offer, such as an offset account, but it often comes with a higher interest rate attached than their most ‘basic’ product on offer (usually referred to as their basic variable rate mortgage).