WLTH Ocean Investment 70 | Review & Compare Home Loans

Ocean Variable Investment

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Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.73

% p.a

Maximum LVR

70%

Real Time Rating™

Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

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Summary
Features & fees
Similar Products
Latest News

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.73

% p.a

Maximum LVR

70%

Real Time Rating™

Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Calculate your repayments for this loan

Your estimated repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.59%

Advertised Rate

2.59

% p.a

Variable

Comparison Rate*

2.64

% p.a

Lower than average interest rate
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,168

based on $300,000 loan amount for 25 years at 2.39%

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.39

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,157

based on $300,000 loan amount for 25 years at 2.32%

Advertised Rate

2.32

% p.a

Variable

Comparison Rate*

2.35

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Ocean Investment 70

These are the benefits of this home loan.

Interest rates ranked in the best 20%
100% full offset account
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Ongoing fee
Higher than average upfront fee
Discharge fee at end of loan
Maximum loan amount is limited to 70% of the property's value

Home loan overview

For Ocean Investment 70

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 70%	Total Repayments $398,700 View repayment schedule »
Next LVR 2.59% for max LVR 80%	Interest rate type Variable
Borrowing range $50k - $1m Calculate how much you can borrow	Suitable for Investors
Loan term range 3 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 597	Application fee 0
Legal fee $297	Valuation fee At Cost
Settlement fee 300	Other upfront fee 0
Ongoing fee $250 annually	Discharge fee 535

Application method

Online	Phone
Broker	In branch

Target Market Determination

Visit WLTH to view Target Market Determination.

Other Benefits

Up to 4 splits, Bpay, Direct Debit, Debt consolidation

Other Restrictions

Category 1 & 2 Postcodes

Compare and review home loans with similar features

TMD

Advertised Rate

2.29

% p.a

Variable

Comparison Rate*

2.63

% p.a

Cashback

Receive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply.~ Ends in about 1 month

Real Time Rating™

Advertised Rate

2.59

% p.a

Variable

Comparison Rate*

2.64

% p.a

Lower than average interest rate
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

Advertised Rate

3.04

% p.a

Variable

Comparison Rate*

3.04

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more~ Ends in 14 days

Real Time Rating™

Advertised Rate

2.32

% p.a

Variable

Comparison Rate*

2.35

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 70 percent, which means it requires a minimum deposit of 30 percent

WLTH allows you to have this loan for a range of 3 to 30 years.

WLTH allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $597 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

WLTH makes it possible to apply for this product online. Apply here.

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