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- Yard PAYG Investor Loan (Principal and Interest) LVR ≤ 80%
PAYG Investor Loan
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.54%
Comparison rate* p.a.
6.58%
PAYG Investor Loan
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
6.54%
Comparison rate* p.a.
6.58%
RateCity says
"Investors may benefit from this competitive home loan with features designed to keep expenses down."
Calculate your repayments for this loan
$
Your estimated repayment
$3,174
based on 500000 loan amount for 25 years at 6.54%
Monthly Repayment
$3,174
Total interest
$642,462
Total payments
$1,142,462
Start date
05-2024
End date
05-2049
$1,142,462
025 years
Principal owed
Total repayments owed
Interest owed
Pros and Cons
For PAYG Investor Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Yard Variable Rate Home Loan overview
For Yard PAYG Investor Loan (Principal and Interest) LVR ≤ 80%
Details
Maximum LVR
80%
Total repayments
$1,142,462
Interest rate type
Variable
Borrowing range
$250k - $5m
Suitable for
Investors
Loan term range
2 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Yard Financial Pty Ltd to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Offset accounts are available for a fee of $10 per month
Fees
Total estimated upfront fees
$840
Application fee
$0
Legal fee
$395
Valuation fee
$0
Settlement fee
$445
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$500
