86 400 home loan repayment calculator

Thinking about taking out a home loan with 86 400? Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how 86 400 home loans compare with other options.

I am an

With a repayment type

Borrow amount

$

Deposit amount %

Loan term

Your estimated mortgage repayments

at interest rate 5.00%

Total interest payable

$0

Total loan repayments

$0

86 400 home loans rates

Advertised Rate

2.19%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.20%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.29%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.30%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.34%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.35%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.44%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.45%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.54%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.55%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.84%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.60%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.15%

Fixed - 3 years

Total estimated upfront fees
$250
Comparison Rate*

2.62%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.15%

Fixed - 2 years

Total estimated upfront fees
$250
Comparison Rate*

2.64%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.64%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.65%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.15%

Fixed - 1 year

Total estimated upfront fees
$250
Comparison Rate*

2.66%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.84%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.66%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.37%

Fixed - 5 years

Total estimated upfront fees
$250
Comparison Rate*

2.67%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.39%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.68%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.94%

Fixed - 1 year

Total estimated upfront fees
$250
Comparison Rate*

2.72%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.44%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.73%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.94%

Fixed - 2 years

Total estimated upfront fees
$250
Comparison Rate*

2.75%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.94%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.76%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.94%

Fixed - 3 years

Total estimated upfront fees
$250
Comparison Rate*

2.79%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.39%

Fixed - 3 years

Total estimated upfront fees
$250
Comparison Rate*

2.82%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.54%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.82%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.89%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.83%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.39%

Fixed - 2 years

Total estimated upfront fees
$250
Comparison Rate*

2.84%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.59%

Fixed - 3 years

Total estimated upfront fees
$250
Comparison Rate*

2.85%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.39%

Fixed - 1 year

Total estimated upfront fees
$250
Comparison Rate*

2.86%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.59%

Fixed - 2 years

Total estimated upfront fees
$250
Comparison Rate*

2.86%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.59%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.87%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.59%

Fixed - 1 year

Total estimated upfront fees
$250
Comparison Rate*

2.87%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

3.04%

Fixed - 5 years

Total estimated upfront fees
$250
Comparison Rate*

2.88%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.99%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.90%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.69%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.97%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.84%

Fixed - 5 years

Total estimated upfront fees
$250
Comparison Rate*

2.97%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.99%

Variable

Total estimated upfront fees
$250
Comparison Rate*

2.99%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

3.04%

Fixed - 5 years

Total estimated upfront fees
$250
Comparison Rate*

3.01%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

3.14%

Variable

Total estimated upfront fees
$250
Comparison Rate*

3.01%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.99%

Variable

Total estimated upfront fees
$250
Comparison Rate*

3.05%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

2.79%

Variable

Total estimated upfront fees
$250
Comparison Rate*

3.07%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details
Advertised Rate

3.09%

Variable

Total estimated upfront fees
$250
Comparison Rate*

3.15%

Ongoing fee
$250 annually
Go to site
Company
86 400
More details

Learn more about 86 400

Savings over

Select a number of years to see how much money you can save with different home loans over time.

e.g. To see how much you could save in two years by switching mortgages,  set the slider to 2.

How can I get ANZ home loan pre-approval?

Shopping for a new home is an exciting experience and getting a pre-approval on the loan may give you the peace of mind that you are looking at properties within your budget. 

At the time of applying for the ANZ Bank home loan pre-approval, you will be required to provide proof of employment and income, along with records of your savings and debts.

An ANZ home loan pre-approval time frame is usually up to three months. However, being pre-approved doesn’t necessarily mean you will get your home loan. Other factors could lead to your home loan application being rejected, even with a prior pre-approval. Some factors include the property evaluation not meeting the bank’s criteria or a change in your financial circumstances.

You can make an application for ANZ home loan pre-approval online or call on 1800100641 Mon-Fri 8.00 am to 8.00 pm (AEST).

Does Australia have no-deposit home loans?

Australia no longer has no-deposit home loans – or 100 per cent home loans as they’re also known – because they’re regarded as too risky.

However, some lenders allow some borrowers to take out mortgages with a 5 per cent deposit.

Another option is to source a deposit from elsewhere – either by using a parental guarantee or by drawing out equity from another property.

Are bad credit home loans dangerous?

Bad credit home loans can be dangerous if the borrower signs up for a loan they’ll struggle to repay. This might occur if the borrower takes out a mortgage at the limit of their financial capacity, especially if they have some combination of a low income, an insecure job and poor savings habits.

Bad credit home loans can also be dangerous if the borrower buys a home in a stagnant or falling market – because if the home has to be sold, they might be left with ‘negative equity’ (where the home is worth less than the mortgage).

That said, bad credit home loans can work out well if the borrower is able to repay the mortgage – for example, if they borrow conservatively, have a decent income, a secure job and good savings habits. Another good sign is if the borrower buys a property in a market that is likely to rise over the long term.