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How to get a home loan interest rate under 2% 

How to get a home loan interest rate under 2% 

Is your bank still charging you an interest rate above 2 per cent on your home loan?

There are currently several home loans with interest rates below 2 per cent available to both investors and owner-occupiers from lenders big and small. 

With the Reserve Bank of Australia’s cash rate currently at an historic low of 0.10 per cent, home loan interest rates have never been this low. And lenders are reserving some of the lowest rates in the country for refinancers.

By switching mortgage providers to a lender offering a rate below 2 per cent, you may save thousands of dollars in interest over the life of your loan. Plus, there are thousands of dollars up for grabs from cashback offers for refinancers.

Don’t let the low-rate home loan market slip you by. Consider taking advantage of rock-bottom rates below 2 per cent today. Compare refinancing home loan options at RateCity and do your research around whether switching to a low-rate lender may suit your financial situation and budget. 

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This article was reviewed by Personal Finance Editor Alex Ritchie before it was published as part of RateCity's Fact Check process.

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